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CIRCLE WITH A DOT

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Good!

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  • nixcraft@mastodon.socialN nixcraft@mastodon.social

    Good! Europeans are dumping VISA and MasterCard.

    Adieu Visa et Mastercard : 130 millions d'Européens basculent vers un paiement 100 % souverain dès 2026 ( English translation: Goodbye Visa and Mastercard: 130 million Europeans will switch to 100% sovereign payment by 2026 ) https://www.lesnumeriques.com/banque-en-ligne/adieu-visa-et-mastercard-130-millions-d-europeens-basculent-vers-un-paiement-100-souverain-des-2026-n250918.html

    nocturnalnessa@infosec.exchangeN This user is from outside of this forum
    nocturnalnessa@infosec.exchangeN This user is from outside of this forum
    nocturnalnessa@infosec.exchange
    wrote last edited by
    #5

    @nixCraft america should do it too

    1 Reply Last reply
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    0
    • nixcraft@mastodon.socialN nixcraft@mastodon.social

      Good! Europeans are dumping VISA and MasterCard.

      Adieu Visa et Mastercard : 130 millions d'Européens basculent vers un paiement 100 % souverain dès 2026 ( English translation: Goodbye Visa and Mastercard: 130 million Europeans will switch to 100% sovereign payment by 2026 ) https://www.lesnumeriques.com/banque-en-ligne/adieu-visa-et-mastercard-130-millions-d-europeens-basculent-vers-un-paiement-100-souverain-des-2026-n250918.html

      gllmr@social.gllmr.frG This user is from outside of this forum
      gllmr@social.gllmr.frG This user is from outside of this forum
      gllmr@social.gllmr.fr
      wrote last edited by
      #6
      @nixCraft wero is on AWS servers.
      1 Reply Last reply
      0
      • nixcraft@mastodon.socialN nixcraft@mastodon.social

        Good! Europeans are dumping VISA and MasterCard.

        Adieu Visa et Mastercard : 130 millions d'Européens basculent vers un paiement 100 % souverain dès 2026 ( English translation: Goodbye Visa and Mastercard: 130 million Europeans will switch to 100% sovereign payment by 2026 ) https://www.lesnumeriques.com/banque-en-ligne/adieu-visa-et-mastercard-130-millions-d-europeens-basculent-vers-un-paiement-100-souverain-des-2026-n250918.html

        rvstaveren@mastodon.onlineR This user is from outside of this forum
        rvstaveren@mastodon.onlineR This user is from outside of this forum
        rvstaveren@mastodon.online
        wrote last edited by
        #7

        @nixCraft this is Wero? Good first step, and then on the double have the backing infrastructure out of the paws of American tech bros

        1 Reply Last reply
        0
        • R relay@relay.infosec.exchange shared this topic
        • buddakhiin@craftopi.artB buddakhiin@craftopi.art
          @nixCraft but hosted on AWS, can't say it's as sovereign as they claim sadly
          emmaf_77@piaille.frE This user is from outside of this forum
          emmaf_77@piaille.frE This user is from outside of this forum
          emmaf_77@piaille.fr
          wrote last edited by
          #8

          @Buddakhiin @nixCraft strenghened European hosting is on track

          buddakhiin@craftopi.artB 1 Reply Last reply
          0
          • emmaf_77@piaille.frE emmaf_77@piaille.fr

            @Buddakhiin @nixCraft strenghened European hosting is on track

            buddakhiin@craftopi.artB This user is from outside of this forum
            buddakhiin@craftopi.artB This user is from outside of this forum
            buddakhiin@craftopi.art
            wrote last edited by
            #9
            @Emmaf_77 @nixCraft I hope so, because when I have Amazon job proposition trying to sell me a "sovereign hosting group" I laugh so hard
            1 Reply Last reply
            0
            • nixcraft@mastodon.socialN nixcraft@mastodon.social

              Good! Europeans are dumping VISA and MasterCard.

              Adieu Visa et Mastercard : 130 millions d'Européens basculent vers un paiement 100 % souverain dès 2026 ( English translation: Goodbye Visa and Mastercard: 130 million Europeans will switch to 100% sovereign payment by 2026 ) https://www.lesnumeriques.com/banque-en-ligne/adieu-visa-et-mastercard-130-millions-d-europeens-basculent-vers-un-paiement-100-souverain-des-2026-n250918.html

              nixcraft@mastodon.socialN This user is from outside of this forum
              nixcraft@mastodon.socialN This user is from outside of this forum
              nixcraft@mastodon.social
              wrote last edited by
              #10

              Here are other sovereign payment networks designed to bypass the traditional US big tech based credit/debit card (unsorted list):
              a) EU - Wero & EPI
              b) China - UnionPay, Alipay & WeChat Pay
              c) India - UPI/RuPay
              d) Brazil - Pix
              e) Turkey - TROY
              f) Pan African nations are also building or have independent payment networks

              More https://en.wikipedia.org/wiki/Category:Credit_card_issuer_associations

              We will see more digital sovereignty for security, privacy and to have independent control over their digital assets, infrastructure and data

              ralen@social.ralen.topR adipoeserpursch@troet.cafeA nathanael@dalliard.chN jaalsa@mastodon.bsd.cafeJ agatha@gts.snkrgirl.cfdA 10 Replies Last reply
              0
              • nixcraft@mastodon.socialN nixcraft@mastodon.social

                Here are other sovereign payment networks designed to bypass the traditional US big tech based credit/debit card (unsorted list):
                a) EU - Wero & EPI
                b) China - UnionPay, Alipay & WeChat Pay
                c) India - UPI/RuPay
                d) Brazil - Pix
                e) Turkey - TROY
                f) Pan African nations are also building or have independent payment networks

                More https://en.wikipedia.org/wiki/Category:Credit_card_issuer_associations

                We will see more digital sovereignty for security, privacy and to have independent control over their digital assets, infrastructure and data

                ralen@social.ralen.topR This user is from outside of this forum
                ralen@social.ralen.topR This user is from outside of this forum
                ralen@social.ralen.top
                wrote last edited by
                #11

                @nixCraft also russia - mir

                1 Reply Last reply
                0
                • nixcraft@mastodon.socialN nixcraft@mastodon.social

                  Here are other sovereign payment networks designed to bypass the traditional US big tech based credit/debit card (unsorted list):
                  a) EU - Wero & EPI
                  b) China - UnionPay, Alipay & WeChat Pay
                  c) India - UPI/RuPay
                  d) Brazil - Pix
                  e) Turkey - TROY
                  f) Pan African nations are also building or have independent payment networks

                  More https://en.wikipedia.org/wiki/Category:Credit_card_issuer_associations

                  We will see more digital sovereignty for security, privacy and to have independent control over their digital assets, infrastructure and data

                  adipoeserpursch@troet.cafeA This user is from outside of this forum
                  adipoeserpursch@troet.cafeA This user is from outside of this forum
                  adipoeserpursch@troet.cafe
                  wrote last edited by
                  #12

                  @nixCraft I'm not sure about Twint in Switzerland.

                  nixcraft@mastodon.socialN 1 Reply Last reply
                  0
                  • nixcraft@mastodon.socialN nixcraft@mastodon.social

                    Here are other sovereign payment networks designed to bypass the traditional US big tech based credit/debit card (unsorted list):
                    a) EU - Wero & EPI
                    b) China - UnionPay, Alipay & WeChat Pay
                    c) India - UPI/RuPay
                    d) Brazil - Pix
                    e) Turkey - TROY
                    f) Pan African nations are also building or have independent payment networks

                    More https://en.wikipedia.org/wiki/Category:Credit_card_issuer_associations

                    We will see more digital sovereignty for security, privacy and to have independent control over their digital assets, infrastructure and data

                    nathanael@dalliard.chN This user is from outside of this forum
                    nathanael@dalliard.chN This user is from outside of this forum
                    nathanael@dalliard.ch
                    wrote last edited by
                    #13
                    or just use bitcoin, the most sovereign, secure and independent payment network ever
                    1 Reply Last reply
                    0
                    • adipoeserpursch@troet.cafeA adipoeserpursch@troet.cafe

                      @nixCraft I'm not sure about Twint in Switzerland.

                      nixcraft@mastodon.socialN This user is from outside of this forum
                      nixcraft@mastodon.socialN This user is from outside of this forum
                      nixcraft@mastodon.social
                      wrote last edited by
                      #14

                      @adipoeserPursch @ralen good to know. i added wikipedia link so people can find all other options that i missed.

                      adipoeserpursch@troet.cafeA 1 Reply Last reply
                      0
                      • nixcraft@mastodon.socialN nixcraft@mastodon.social

                        @adipoeserPursch @ralen good to know. i added wikipedia link so people can find all other options that i missed.

                        adipoeserpursch@troet.cafeA This user is from outside of this forum
                        adipoeserpursch@troet.cafeA This user is from outside of this forum
                        adipoeserpursch@troet.cafe
                        wrote last edited by
                        #15

                        @nixCraft Here's their english written link: https://www.twint.ch/en/press/twint-makes-switzerlands-payment-infrastructure-more-independent/
                        @ralen

                        1 Reply Last reply
                        0
                        • nixcraft@mastodon.socialN nixcraft@mastodon.social

                          Good! Europeans are dumping VISA and MasterCard.

                          Adieu Visa et Mastercard : 130 millions d'Européens basculent vers un paiement 100 % souverain dès 2026 ( English translation: Goodbye Visa and Mastercard: 130 million Europeans will switch to 100% sovereign payment by 2026 ) https://www.lesnumeriques.com/banque-en-ligne/adieu-visa-et-mastercard-130-millions-d-europeens-basculent-vers-un-paiement-100-souverain-des-2026-n250918.html

                          ciourte@piaille.frC This user is from outside of this forum
                          ciourte@piaille.frC This user is from outside of this forum
                          ciourte@piaille.fr
                          wrote last edited by
                          #16

                          @nixCraft Wero is currently hosted on AWS, but it's also requiring your bank app which is most likely exclusively distributed through Google and Apple market places, and I have not heard any plan about addressing that second part.

                          1 Reply Last reply
                          0
                          • nixcraft@mastodon.socialN nixcraft@mastodon.social

                            Here are other sovereign payment networks designed to bypass the traditional US big tech based credit/debit card (unsorted list):
                            a) EU - Wero & EPI
                            b) China - UnionPay, Alipay & WeChat Pay
                            c) India - UPI/RuPay
                            d) Brazil - Pix
                            e) Turkey - TROY
                            f) Pan African nations are also building or have independent payment networks

                            More https://en.wikipedia.org/wiki/Category:Credit_card_issuer_associations

                            We will see more digital sovereignty for security, privacy and to have independent control over their digital assets, infrastructure and data

                            jaalsa@mastodon.bsd.cafeJ This user is from outside of this forum
                            jaalsa@mastodon.bsd.cafeJ This user is from outside of this forum
                            jaalsa@mastodon.bsd.cafe
                            wrote last edited by
                            #17

                            @nixCraft Bizum in Spain.

                            1 Reply Last reply
                            0
                            • nixcraft@mastodon.socialN nixcraft@mastodon.social

                              Good! Europeans are dumping VISA and MasterCard.

                              Adieu Visa et Mastercard : 130 millions d'Européens basculent vers un paiement 100 % souverain dès 2026 ( English translation: Goodbye Visa and Mastercard: 130 million Europeans will switch to 100% sovereign payment by 2026 ) https://www.lesnumeriques.com/banque-en-ligne/adieu-visa-et-mastercard-130-millions-d-europeens-basculent-vers-un-paiement-100-souverain-des-2026-n250918.html

                              clement_la_baleine@mamot.frC This user is from outside of this forum
                              clement_la_baleine@mamot.frC This user is from outside of this forum
                              clement_la_baleine@mamot.fr
                              wrote last edited by
                              #18

                              @nixCraft
                              ...sauf que Wero dépend des services AWS, donc d'Amazon

                              1 Reply Last reply
                              0
                              • nixcraft@mastodon.socialN nixcraft@mastodon.social

                                Good! Europeans are dumping VISA and MasterCard.

                                Adieu Visa et Mastercard : 130 millions d'Européens basculent vers un paiement 100 % souverain dès 2026 ( English translation: Goodbye Visa and Mastercard: 130 million Europeans will switch to 100% sovereign payment by 2026 ) https://www.lesnumeriques.com/banque-en-ligne/adieu-visa-et-mastercard-130-millions-d-europeens-basculent-vers-un-paiement-100-souverain-des-2026-n250918.html

                                mxk@hachyderm.ioM This user is from outside of this forum
                                mxk@hachyderm.ioM This user is from outside of this forum
                                mxk@hachyderm.io
                                wrote last edited by
                                #19

                                @nixCraft Wero runs on US infrastructure and as long as there is no unified Wero App that works across all banks I see zero chance of Wero becoming close to mainstream.
                                And even then, mainstream would mean replacing PayPal at most.
                                Replacing credit cards would also mean offering a system for in-person payments.

                                snejpro@digitalcourage.socialS 1 Reply Last reply
                                0
                                • nixcraft@mastodon.socialN nixcraft@mastodon.social

                                  Good! Europeans are dumping VISA and MasterCard.

                                  Adieu Visa et Mastercard : 130 millions d'Européens basculent vers un paiement 100 % souverain dès 2026 ( English translation: Goodbye Visa and Mastercard: 130 million Europeans will switch to 100% sovereign payment by 2026 ) https://www.lesnumeriques.com/banque-en-ligne/adieu-visa-et-mastercard-130-millions-d-europeens-basculent-vers-un-paiement-100-souverain-des-2026-n250918.html

                                  betarays@p.changeme.fr.eu.orgB This user is from outside of this forum
                                  betarays@p.changeme.fr.eu.orgB This user is from outside of this forum
                                  betarays@p.changeme.fr.eu.org
                                  wrote last edited by
                                  #20
                                  @nixCraft Isn’t this the thing that requires an app on Apple’s App Store or Google Play, and only useful for sending money to other people (which doesn’t usually use credit cards and is already doable with SEPA)?
                                  1 Reply Last reply
                                  0
                                  • nixcraft@mastodon.socialN nixcraft@mastodon.social

                                    Here are other sovereign payment networks designed to bypass the traditional US big tech based credit/debit card (unsorted list):
                                    a) EU - Wero & EPI
                                    b) China - UnionPay, Alipay & WeChat Pay
                                    c) India - UPI/RuPay
                                    d) Brazil - Pix
                                    e) Turkey - TROY
                                    f) Pan African nations are also building or have independent payment networks

                                    More https://en.wikipedia.org/wiki/Category:Credit_card_issuer_associations

                                    We will see more digital sovereignty for security, privacy and to have independent control over their digital assets, infrastructure and data

                                    agatha@gts.snkrgirl.cfdA This user is from outside of this forum
                                    agatha@gts.snkrgirl.cfdA This user is from outside of this forum
                                    agatha@gts.snkrgirl.cfd
                                    wrote last edited by
                                    #21

                                    @nixCraft PIX MENTIONED

                                    1 Reply Last reply
                                    0
                                    • nixcraft@mastodon.socialN nixcraft@mastodon.social

                                      Here are other sovereign payment networks designed to bypass the traditional US big tech based credit/debit card (unsorted list):
                                      a) EU - Wero & EPI
                                      b) China - UnionPay, Alipay & WeChat Pay
                                      c) India - UPI/RuPay
                                      d) Brazil - Pix
                                      e) Turkey - TROY
                                      f) Pan African nations are also building or have independent payment networks

                                      More https://en.wikipedia.org/wiki/Category:Credit_card_issuer_associations

                                      We will see more digital sovereignty for security, privacy and to have independent control over their digital assets, infrastructure and data

                                      szymonzielonka@social.vivaldi.netS This user is from outside of this forum
                                      szymonzielonka@social.vivaldi.netS This user is from outside of this forum
                                      szymonzielonka@social.vivaldi.net
                                      wrote last edited by
                                      #22

                                      @nixCraft Poland also has its own payment system called BLIK. It allows for online payments (which are more popular in Poland than online card payments), contactless terminal payments, and instant mobile transfers using just a phone number.

                                      1 Reply Last reply
                                      0
                                      • nixcraft@mastodon.socialN nixcraft@mastodon.social

                                        Here are other sovereign payment networks designed to bypass the traditional US big tech based credit/debit card (unsorted list):
                                        a) EU - Wero & EPI
                                        b) China - UnionPay, Alipay & WeChat Pay
                                        c) India - UPI/RuPay
                                        d) Brazil - Pix
                                        e) Turkey - TROY
                                        f) Pan African nations are also building or have independent payment networks

                                        More https://en.wikipedia.org/wiki/Category:Credit_card_issuer_associations

                                        We will see more digital sovereignty for security, privacy and to have independent control over their digital assets, infrastructure and data

                                        kitsune@fedinet.waltuh.cyouK This user is from outside of this forum
                                        kitsune@fedinet.waltuh.cyouK This user is from outside of this forum
                                        kitsune@fedinet.waltuh.cyou
                                        wrote last edited by
                                        #23

                                        @nixCraft don’t forget in Indonesia we have GPN (Gerbang Pembayaran Nasional) and QRIS (Quick Response Code Indonesian Standard) that are also domestic payment network to completely independent from US-based payments.

                                        GPN: https://en.wikipedia.org/wiki/Gerbang_Pembayaran_Nasional
                                        QRIS: https://www.bi.go.id/id/fungsi-utama/sistem-pembayaran/ritel/kanal-layanan/qris/default.aspx

                                        1 Reply Last reply
                                        0
                                        • mxk@hachyderm.ioM mxk@hachyderm.io

                                          @nixCraft Wero runs on US infrastructure and as long as there is no unified Wero App that works across all banks I see zero chance of Wero becoming close to mainstream.
                                          And even then, mainstream would mean replacing PayPal at most.
                                          Replacing credit cards would also mean offering a system for in-person payments.

                                          snejpro@digitalcourage.socialS This user is from outside of this forum
                                          snejpro@digitalcourage.socialS This user is from outside of this forum
                                          snejpro@digitalcourage.social
                                          wrote last edited by
                                          #24

                                          @mxk @nixCraft

                                          Why do we need an unified wero app? I can send and receive money from my banking app to every other wero user.

                                          For me it looks like wero is just a database for mapping phone numbers or email adresses to IBANs

                                          mxk@hachyderm.ioM 1 Reply Last reply
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