<![CDATA[Good!]]>Good! Europeans are dumping VISA and MasterCard.

Adieu Visa et Mastercard : 130 millions d'Européens basculent vers un paiement 100 % souverain dès 2026 ( English translation: Goodbye Visa and Mastercard: 130 million Europeans will switch to 100% sovereign payment by 2026 ) https://www.lesnumeriques.com/banque-en-ligne/adieu-visa-et-mastercard-130-millions-d-europeens-basculent-vers-un-paiement-100-souverain-des-2026-n250918.html

]]>https://board.circlewithadot.net/topic/343d984e-6bdc-4061-950f-3bf27d82e105/goodRSS for NodeMon, 25 May 2026 08:32:34 GMTWed, 20 May 2026 13:38:02 GMT60<![CDATA[Reply to Good! on Wed, 20 May 2026 17:22:14 GMT]]>@nixCraft I kinda wish Wero was less ass on my bank. I cannot send money to people via e-mail and only to people in my phones contacts.

]]>https://board.circlewithadot.net/post/https://social.doggoat.de/users/dhalucario/statuses/116608056359234268https://board.circlewithadot.net/post/https://social.doggoat.de/users/dhalucario/statuses/116608056359234268Wed, 20 May 2026 17:22:14 GMT<![CDATA[Reply to Good! on Wed, 20 May 2026 17:20:45 GMT]]>@nixCraft also: most banks and argentinian wallets now have a service to pay in brazil by pix with no extra fee

]]>https://board.circlewithadot.net/post/https://lgbtqia.space/ap/users/116502095953138777/statuses/116608050511334200https://board.circlewithadot.net/post/https://lgbtqia.space/ap/users/116502095953138777/statuses/116608050511334200Wed, 20 May 2026 17:20:45 GMT<![CDATA[Reply to Good! on Wed, 20 May 2026 17:19:41 GMT]]>@nixCraft

argentina: transferencia. Between bank or wallet accounts. Free.

Altho most of it is done by wallets and not banks and I don't know exactly why

Anyways, usa is investigating pix as if brazil was some kind of terrorist state for *check notes* handling their own shit

]]>https://board.circlewithadot.net/post/https://lgbtqia.space/ap/users/116502095953138777/statuses/116608046333718579https://board.circlewithadot.net/post/https://lgbtqia.space/ap/users/116502095953138777/statuses/116608046333718579Wed, 20 May 2026 17:19:41 GMT<![CDATA[Reply to Good! on Wed, 20 May 2026 16:56:10 GMT]]>@niesluch @nixCraft Yes, but only contactless payments are based on MasterCard system. Online payments aren’t.

]]>https://board.circlewithadot.net/post/https://social.vivaldi.net/users/szymonzielonka/statuses/116607953845329879https://board.circlewithadot.net/post/https://social.vivaldi.net/users/szymonzielonka/statuses/116607953845329879Wed, 20 May 2026 16:56:10 GMT<![CDATA[Reply to Good! on Wed, 20 May 2026 16:23:29 GMT]]>@SnejPro @nixCraft if I can't answer how to get started with Wero to my friends, how should this gain traction?
If I want to convince someone to use it, the current answer is: maybe your bank has an app for it. Or maybe it's integrated in a big online banking app and you need that. Or something different all together.
And if you don't use an iPhone or Google Android you probably can't use Wero at all.

]]>https://board.circlewithadot.net/post/https://hachyderm.io/users/mxk/statuses/116607825326924980https://board.circlewithadot.net/post/https://hachyderm.io/users/mxk/statuses/116607825326924980Wed, 20 May 2026 16:23:29 GMT<![CDATA[Reply to Good! on Wed, 20 May 2026 16:02:51 GMT]]>@mxk @nixCraft

Why do we need an unified wero app? I can send and receive money from my banking app to every other wero user.

For me it looks like wero is just a database for mapping phone numbers or email adresses to IBANs

]]>https://board.circlewithadot.net/post/https://digitalcourage.social/users/SnejPro/statuses/116607744211596473https://board.circlewithadot.net/post/https://digitalcourage.social/users/SnejPro/statuses/116607744211596473Wed, 20 May 2026 16:02:51 GMT<![CDATA[Reply to Good! on Wed, 20 May 2026 15:48:42 GMT]]>@nixCraft don’t forget in Indonesia we have GPN (Gerbang Pembayaran Nasional) and QRIS (Quick Response Code Indonesian Standard) that are also domestic payment network to completely independent from US-based payments.

GPN: https://en.wikipedia.org/wiki/Gerbang_Pembayaran_Nasional
QRIS: https://www.bi.go.id/id/fungsi-utama/sistem-pembayaran/ritel/kanal-layanan/qris/default.aspx

]]>https://board.circlewithadot.net/post/https://fedinet.waltuh.cyou/objects/be36c066-26be-4289-9171-6353ede31d2chttps://board.circlewithadot.net/post/https://fedinet.waltuh.cyou/objects/be36c066-26be-4289-9171-6353ede31d2cWed, 20 May 2026 15:48:42 GMT<![CDATA[Reply to Good! on Wed, 20 May 2026 15:45:14 GMT]]>@nixCraft Poland also has its own payment system called BLIK. It allows for online payments (which are more popular in Poland than online card payments), contactless terminal payments, and instant mobile transfers using just a phone number.

]]>https://board.circlewithadot.net/post/https://social.vivaldi.net/users/szymonzielonka/statuses/116607674935587888https://board.circlewithadot.net/post/https://social.vivaldi.net/users/szymonzielonka/statuses/116607674935587888Wed, 20 May 2026 15:45:14 GMT<![CDATA[Reply to Good! on Wed, 20 May 2026 15:26:59 GMT]]>@nixCraft PIX MENTIONED

]]>https://board.circlewithadot.net/post/https://gts.snkrgirl.cfd/users/agatha/statuses/01KS2ZYJR1DHTC1355FQ24CEF2https://board.circlewithadot.net/post/https://gts.snkrgirl.cfd/users/agatha/statuses/01KS2ZYJR1DHTC1355FQ24CEF2Wed, 20 May 2026 15:26:59 GMT<![CDATA[Reply to Good! on Wed, 20 May 2026 15:22:03 GMT]]>@nixCraft Isn’t this the thing that requires an app on Apple’s App Store or Google Play, and only useful for sending money to other people (which doesn’t usually use credit cards and is already doable with SEPA)?]]>https://board.circlewithadot.net/post/https://p.changeme.fr.eu.org/objects/524dc2a6-f545-490a-b125-91500185bc3dhttps://board.circlewithadot.net/post/https://p.changeme.fr.eu.org/objects/524dc2a6-f545-490a-b125-91500185bc3dWed, 20 May 2026 15:22:03 GMT<![CDATA[Reply to Good! on Wed, 20 May 2026 15:15:37 GMT]]>@nixCraft Wero runs on US infrastructure and as long as there is no unified Wero App that works across all banks I see zero chance of Wero becoming close to mainstream.
And even then, mainstream would mean replacing PayPal at most.
Replacing credit cards would also mean offering a system for in-person payments.

]]>https://board.circlewithadot.net/post/https://hachyderm.io/users/mxk/statuses/116607558453763611https://board.circlewithadot.net/post/https://hachyderm.io/users/mxk/statuses/116607558453763611Wed, 20 May 2026 15:15:37 GMT<![CDATA[Reply to Good! on Wed, 20 May 2026 15:05:40 GMT]]>@nixCraft
...sauf que Wero dépend des services AWS, donc d'Amazon

]]>https://board.circlewithadot.net/post/https://mamot.fr/users/clement_la_baleine/statuses/116607519313584563https://board.circlewithadot.net/post/https://mamot.fr/users/clement_la_baleine/statuses/116607519313584563Wed, 20 May 2026 15:05:40 GMT<![CDATA[Reply to Good! on Wed, 20 May 2026 15:05:28 GMT]]>@nixCraft Bizum in Spain.

]]>https://board.circlewithadot.net/post/https://mastodon.bsd.cafe/users/jaalsa/statuses/116607518549863204https://board.circlewithadot.net/post/https://mastodon.bsd.cafe/users/jaalsa/statuses/116607518549863204Wed, 20 May 2026 15:05:28 GMT<![CDATA[Reply to Good! on Wed, 20 May 2026 15:03:16 GMT]]>@nixCraft Wero is currently hosted on AWS, but it's also requiring your bank app which is most likely exclusively distributed through Google and Apple market places, and I have not heard any plan about addressing that second part.

]]>https://board.circlewithadot.net/post/https://piaille.fr/users/ciourte/statuses/116607509869883384https://board.circlewithadot.net/post/https://piaille.fr/users/ciourte/statuses/116607509869883384Wed, 20 May 2026 15:03:16 GMT<![CDATA[Reply to Good! on Wed, 20 May 2026 14:55:30 GMT]]>@nixCraft Here's their english written link: https://www.twint.ch/en/press/twint-makes-switzerlands-payment-infrastructure-more-independent/
@ralen

]]>https://board.circlewithadot.net/post/https://troet.cafe/users/adipoeserPursch/statuses/116607479370084088https://board.circlewithadot.net/post/https://troet.cafe/users/adipoeserPursch/statuses/116607479370084088Wed, 20 May 2026 14:55:30 GMT<![CDATA[Reply to Good! on Wed, 20 May 2026 14:50:41 GMT]]>@adipoeserPursch @ralen good to know. i added wikipedia link so people can find all other options that i missed.

]]>https://board.circlewithadot.net/post/https://mastodon.social/users/nixCraft/statuses/116607460431490010https://board.circlewithadot.net/post/https://mastodon.social/users/nixCraft/statuses/116607460431490010Wed, 20 May 2026 14:50:41 GMT<![CDATA[Reply to Good! on Wed, 20 May 2026 14:49:36 GMT]]>]]>https://board.circlewithadot.net/post/https://dalliard.ch/pub/nathanael/p/1779288576.066795https://board.circlewithadot.net/post/https://dalliard.ch/pub/nathanael/p/1779288576.066795Wed, 20 May 2026 14:49:36 GMT<![CDATA[Reply to Good! on Wed, 20 May 2026 14:46:31 GMT]]>@nixCraft I'm not sure about Twint in Switzerland.

]]>https://board.circlewithadot.net/post/https://troet.cafe/users/adipoeserPursch/statuses/116607444045585018https://board.circlewithadot.net/post/https://troet.cafe/users/adipoeserPursch/statuses/116607444045585018Wed, 20 May 2026 14:46:31 GMT<![CDATA[Reply to Good! on Wed, 20 May 2026 14:46:21 GMT]]>@nixCraft also russia - mir

]]>https://board.circlewithadot.net/post/https://social.ralen.top/users/ralen/statuses/01KS2XM6CSV8PWWZYJW7JGA3Q6https://board.circlewithadot.net/post/https://social.ralen.top/users/ralen/statuses/01KS2XM6CSV8PWWZYJW7JGA3Q6Wed, 20 May 2026 14:46:21 GMT<![CDATA[Reply to Good! on Wed, 20 May 2026 14:45:03 GMT]]>Here are other sovereign payment networks designed to bypass the traditional US big tech based credit/debit card (unsorted list):
a) EU - Wero & EPI
b) China - UnionPay, Alipay & WeChat Pay
c) India - UPI/RuPay
d) Brazil - Pix
e) Turkey - TROY
f) Pan African nations are also building or have independent payment networks

More https://en.wikipedia.org/wiki/Category:Credit_card_issuer_associations

We will see more digital sovereignty for security, privacy and to have independent control over their digital assets, infrastructure and data

]]>https://board.circlewithadot.net/post/https://mastodon.social/users/nixCraft/statuses/116607438262659419https://board.circlewithadot.net/post/https://mastodon.social/users/nixCraft/statuses/116607438262659419Wed, 20 May 2026 14:45:03 GMT<![CDATA[Reply to Good! on Wed, 20 May 2026 14:20:00 GMT]]>@Emmaf_77 @nixCraft I hope so, because when I have Amazon job proposition trying to sell me a "sovereign hosting group" I laugh so hard]]>https://board.circlewithadot.net/post/https://craftopi.art/objects/066f66eb-5f9e-433d-8c4c-732b7b779bb8https://board.circlewithadot.net/post/https://craftopi.art/objects/066f66eb-5f9e-433d-8c4c-732b7b779bb8Wed, 20 May 2026 14:20:00 GMT<![CDATA[Reply to Good! on Wed, 20 May 2026 14:17:21 GMT]]>@Buddakhiin @nixCraft strenghened European hosting is on track

]]>https://board.circlewithadot.net/post/https://piaille.fr/users/Emmaf_77/statuses/116607329353262098https://board.circlewithadot.net/post/https://piaille.fr/users/Emmaf_77/statuses/116607329353262098Wed, 20 May 2026 14:17:21 GMT<![CDATA[Reply to Good! on Wed, 20 May 2026 13:54:45 GMT]]>@nixCraft this is Wero? Good first step, and then on the double have the backing infrastructure out of the paws of American tech bros

]]>https://board.circlewithadot.net/post/https://mastodon.online/users/rvstaveren/statuses/116607240496949581https://board.circlewithadot.net/post/https://mastodon.online/users/rvstaveren/statuses/116607240496949581Wed, 20 May 2026 13:54:45 GMT<![CDATA[Reply to Good! on Wed, 20 May 2026 13:52:07 GMT]]>@nixCraft wero is on AWS servers.]]>https://board.circlewithadot.net/post/https://social.gllmr.fr/objects/3d88fca4-984e-43e1-9b19-767de557f5e9https://board.circlewithadot.net/post/https://social.gllmr.fr/objects/3d88fca4-984e-43e1-9b19-767de557f5e9Wed, 20 May 2026 13:52:07 GMT