Good!

[emmaf_77@piaille.fr]

@Buddakhiin @nixCraft strenghened European hosting is on track

[buddakhiin@craftopi.art]

@Emmaf_77 @nixCraft I hope so, because when I have Amazon job proposition trying to sell me a "sovereign hosting group" I laugh so hard

[nixcraft@mastodon.social]

Here are other sovereign payment networks designed to bypass the traditional US big tech based credit/debit card (unsorted list):
a) EU - Wero & EPI
b) China - UnionPay, Alipay & WeChat Pay
c) India - UPI/RuPay
d) Brazil - Pix
e) Turkey - TROY
f) Pan African nations are also building or have independent payment networks

More https://en.wikipedia.org/wiki/Category:Credit_card_issuer_associations

We will see more digital sovereignty for security, privacy and to have independent control over their digital assets, infrastructure and data

[ralen@social.ralen.top]

@nixCraft also russia - mir

[adipoeserpursch@troet.cafe]

@nixCraft I'm not sure about Twint in Switzerland.

[nathanael@dalliard.ch]

or just use bitcoin, the most sovereign, secure and independent payment network ever

[nixcraft@mastodon.social]

@adipoeserPursch @ralen good to know. i added wikipedia link so people can find all other options that i missed.

[adipoeserpursch@troet.cafe]

@nixCraft Here's their english written link: https://www.twint.ch/en/press/twint-makes-switzerlands-payment-infrastructure-more-independent/
@ralen

[ciourte@piaille.fr]

@nixCraft Wero is currently hosted on AWS, but it's also requiring your bank app which is most likely exclusively distributed through Google and Apple market places, and I have not heard any plan about addressing that second part.

[jaalsa@mastodon.bsd.cafe]

@nixCraft Bizum in Spain.

[clement_la_baleine@mamot.fr]

@nixCraft
...sauf que Wero dépend des services AWS, donc d'Amazon

[mxk@hachyderm.io]

@nixCraft Wero runs on US infrastructure and as long as there is no unified Wero App that works across all banks I see zero chance of Wero becoming close to mainstream.
And even then, mainstream would mean replacing PayPal at most.
Replacing credit cards would also mean offering a system for in-person payments.

[betarays@p.changeme.fr.eu.org]

@nixCraft Isn’t this the thing that requires an app on Apple’s App Store or Google Play, and only useful for sending money to other people (which doesn’t usually use credit cards and is already doable with SEPA)?

[agatha@gts.snkrgirl.cfd]

@nixCraft PIX MENTIONED

[szymonzielonka@social.vivaldi.net]

@nixCraft Poland also has its own payment system called BLIK. It allows for online payments (which are more popular in Poland than online card payments), contactless terminal payments, and instant mobile transfers using just a phone number.

[kitsune@fedinet.waltuh.cyou]

@nixCraft don’t forget in Indonesia we have GPN (Gerbang Pembayaran Nasional) and QRIS (Quick Response Code Indonesian Standard) that are also domestic payment network to completely independent from US-based payments.

GPN: https://en.wikipedia.org/wiki/Gerbang_Pembayaran_Nasional
QRIS: https://www.bi.go.id/id/fungsi-utama/sistem-pembayaran/ritel/kanal-layanan/qris/default.aspx

[snejpro@digitalcourage.social]

@mxk @nixCraft

Why do we need an unified wero app? I can send and receive money from my banking app to every other wero user.

For me it looks like wero is just a database for mapping phone numbers or email adresses to IBANs

[mxk@hachyderm.io]

@SnejPro @nixCraft if I can't answer how to get started with Wero to my friends, how should this gain traction?
If I want to convince someone to use it, the current answer is: maybe your bank has an app for it. Or maybe it's integrated in a big online banking app and you need that. Or something different all together.
And if you don't use an iPhone or Google Android you probably can't use Wero at all.

[szymonzielonka@social.vivaldi.net]

@niesluch @nixCraft Yes, but only contactless payments are based on MasterCard system. Online payments aren’t.

[sondra@lgbtqia.space]

@nixCraft

argentina: transferencia. Between bank or wallet accounts. Free.

Altho most of it is done by wallets and not banks and I don't know exactly why

Anyways, usa is investigating pix as if brazil was some kind of terrorist state for *check notes* handling their own shit