If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly.
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@lobingera @jwildeboer ok, but why can it not just do that with the IBAN, or a Wero-issued identifyer, instead?
AFAIHH it is supposed to replace/supplement the VISA/Mastercard duopoly, so it would also need cards…
My recommendation: If you know better to create a banking app on available infrastructure, get a banking license and start a business.
EOT
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My recommendation: If you know better to create a banking app on available infrastructure, get a banking license and start a business.
EOT
@lobingera @jwildeboer I merely state my requirements needed for me to not immediately distrust them.
I’ve no interest in running a business. I’m a programmer, not a beancounter.
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If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower

Wero - Digital payment wallet
Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.
(wero-wallet.eu)
I use it often to transfer money to friends/family but to replace Visa/Mastercard we’ll need the payment system which is not yet available.
And to replace PayPal, the vendor website should allow it as an option, so this will take some times. -
If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower

Wero - Digital payment wallet
Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.
(wero-wallet.eu)
Ich halte persönlich nichts von diesen Diensten.
Zwar würde ich mir einen Gegensatz zu Stripe oder PayPal wünschen aber davon ist dieses Produkt Lichtjahre entfernt und war es wahrscheinlich auch nicht vorgesehen.
Es gilt eher zur Überwachung und Kontrolle der bürgerlichen Gelder.
Sprich: wenn ein Nachbar in der Not mal aushilft.
Wir müssen die Banken im Auge behalten, nicht umgekehrt !!!
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If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower

Wero - Digital payment wallet
Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.
(wero-wallet.eu)
@jwildeboer Would be a nice idea, if only my bank would take part in it..
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@vosje62 ... which is now joining Wero.
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@baszoetekouw Your freedom. But you should tell them, not me, that the trackers on their website (that you can deny to use) is where your tolerance has its limits.
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If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower

Wero - Digital payment wallet
Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.
(wero-wallet.eu)
@jwildeboer I for one can't wait for the other features to become available in the Netherlands, would love to ditch PayPal
It sounds really promising and it being (partly) based on iDeal makes me feel confident it's going to perform well
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If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower

Wero - Digital payment wallet
Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.
(wero-wallet.eu)
@jwildeboer the site says this is “to send and receive money between family and friends”, but we can do this with regular SEPA transfers. I don’t need Visa/Mastercard for that. I couldn’t even use Visa/Mastercard for that if I wanted to.
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If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower

Wero - Digital payment wallet
Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.
(wero-wallet.eu)
@jwildeboer @mischa maybe that page helps as well https://werotracker.eu
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@jwildeboer als in Spanien lebender: bizum ist so cool und praktisch und funktioniert. Von Person zu Person, aber auch bei Ikea etc. Ich hoffe wero und bizum finden zusammen… wahrscheinlich nicht…
@codingGarden
Ich habe keine spanische Bank gefunden
Wir müssen abwarten
@jwildeboer -
If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower

Wero - Digital payment wallet
Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.
(wero-wallet.eu)
@jwildeboer i dont see a single spanish or swedish bank in there. They have their own solution so, not hopeful about this

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@jwildeboer i dont see a single spanish or swedish bank in there. They have their own solution so, not hopeful about this
@jwildeboer @ruthpozuelo That's #Bizum. Haven't looked at it but hopefully its not as bad as #Wero - #SEPA payments are the answer. -
@jwildeboer i dont see a single spanish or swedish bank in there. They have their own solution so, not hopeful about this

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@jwildeboer Moving to another country just to get access to an app seems a bit drastic imo… what do i know
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@jwildeboer Moving to another country just to get access to an app seems a bit drastic imo… what do i know
️@ruthpozuelo Not what I said. EuroPA, the company that also runs Bizum in Spain, is cooperating with Wero, so soon your Spanish Bizum app will work in a lot more countries. No need to move

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@ruthpozuelo Not what I said. EuroPA, the company that also runs Bizum in Spain, is cooperating with Wero, so soon your Spanish Bizum app will work in a lot more countries. No need to move

@jwildeboer Lovely, I need sweden to cooperate, the app is Swish. Then I could send money to Bizum users.
Till then I am out of options.Would love for it to work though…
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@jwildeboer Lovely, I need sweden to cooperate, the app is Swish. Then I could send money to Bizum users.
Till then I am out of options.Would love for it to work though…
@ruthpozuelo Swish is free to join Wero, that’s their decision to make. When enough users ask them to, they will.
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If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower

Wero - Digital payment wallet
Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.
(wero-wallet.eu)
A first step could be that banks offering acceptance of #wero payments stopped making the price a secret.
My advice: start wero with really attractive prices (say, no more than 0.5 to 1% of payment) and make these prices Public.
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A first step could be that banks offering acceptance of #wero payments stopped making the price a secret.
My advice: start wero with really attractive prices (say, no more than 0.5 to 1% of payment) and make these prices Public.
@Jtuchel Which fees? Wero for person to person transactions is completely free. If a bank decides to add their own fees, that would be a reason for me to avoid that bank.