CIRCLE WITH A DOT

@agturcz @CiaraNi @Gina there is https://www.appdwang.nl/ by @kevin.

At the same time, I haven't ran into a smartphone requirement myself yet in the Netherlands, either generally or blessed by Apple/Google. Such situation would create a problem as I would not have a suitable device.
Especially banks do appear notorious to try to push for this though.

@dougiec3 looks like that's not actually an e-mail but an advertisement sort-of disguised as an e-mail. Likely it won't show up in another client.