So, funny story. My wife was complaining for the last month or so that she can't see the credit card transactions I do through Apple Wallet anymore. Happened sometime after an update or something, weird.Later I noticed some changes to shared calendars weren't working -- they never appeared for me. Didn't think much about it really but it was odd. Computers suck, right?So then last night I somehow lost my phone so I used my wife's phone to do the "Find My Device" feature. Except it wouldn't work, because it said her phone wasn't logged into iCloud. Super weird? So I go into the settings and pull up iCloud and there's a banner at the top about new Terms and Conditions...I agreed to the T&C, and suddenly everything came back to life. I located my phone (fell under couch), looked at the Wallet on her phone and the transactions started streaming in, I got calendar notifications...her reply: "I kept saying 'Ask Me Later' because I didn't want to agree to it, I thought we didn't use iCloud anymore" well, everything on the iPhone run by Apple technically uses iCloud in some way, I just stopped using it for our photos and back those up to our self-hosted Immich server instead lol