#ShitIFind #ThingsThatMakeYouGoHmm #nationalize #carinsurance
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Good point but bad example.
Car insurance is only legally required if you have a car. A better blow to that industry would be to stop building places that require a car to get around. As a bonus, that would also be a big fuck you to the oil industry.
You can drive a car, without burning oil.
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You can drive a car, without burning oil.
Where did I say you can't?
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@jeffowski In a similar vein, I think driving courses should be offered for free in highschool. It's a societal benefit for people to have been properly trained.
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Good point but bad example.
Car insurance is only legally required if you have a car. A better blow to that industry would be to stop building places that require a car to get around. As a bonus, that would also be a big fuck you to the oil industry.
That's missing the point though. Sure it would be great to eliminate or greatly reduce the need for cars, but that's a fairly massive undertaking.
Whereas as it stands anyone who uses a car needs car insurance, the cost of which makes some private company and it's investors profit.
If instead there was a single national car insurance provider than it could be cheaper and that money could go back into the government's coffers rather than the pockets of private industry.
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@jeffowski In a similar vein, I think driving courses should be offered for free in highschool. It's a societal benefit for people to have been properly trained.
@PapyrusBrigade @jeffowski In Indiana, where I turned 16, that was indeed the case. It was an optional summer session, but it was at the school and free.
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That's missing the point though. Sure it would be great to eliminate or greatly reduce the need for cars, but that's a fairly massive undertaking.
Whereas as it stands anyone who uses a car needs car insurance, the cost of which makes some private company and it's investors profit.
If instead there was a single national car insurance provider than it could be cheaper and that money could go back into the government's coffers rather than the pockets of private industry.
Nationalising car insurance wouldn't cost anyone who doesn't use a car anything, in fact it would probably create extra income for the government which could be spent on improving services for everyone.
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Good point but bad example.
Car insurance is only legally required if you have a car. A better blow to that industry would be to stop building places that require a car to get around. As a bonus, that would also be a big fuck you to the oil industry.
In Canada and the US nearly all construction since WW2 has been centered around having a car. We desperately need to start building in a manner that doesn't require a car but even if we shifted immediate (i.e. today) to a focus on all new development being walking/transit friendly, rather that car-centric, it would still take decades to fix the problem.
Until that time for many (honestly most) people car ownership will remain essential for full participation in society, and with car ownership comes the requirement for insurance. Thus insurance should be a public service.
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R relay@relay.mycrowd.ca shared this topicR relay@relay.infosec.exchange shared this topic
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@jeffowski In a similar vein, I think driving courses should be offered for free in highschool. It's a societal benefit for people to have been properly trained.
@PapyrusBrigade @jeffowski did they stop doing that? It was definitely a thing in Utah in the 90s
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@PapyrusBrigade @jeffowski did they stop doing that? It was definitely a thing in Utah in the 90s
@Affekt @jeffowski I checked by province in Canada. The only province offering drivers lessons for free in highschool appears to be Saskatchewan.
I took classes offered at highschool, for a fee (by a for-profit driving school), in the 1980s. At my son's school they don't even do that anymore.
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In Canada and the US nearly all construction since WW2 has been centered around having a car. We desperately need to start building in a manner that doesn't require a car but even if we shifted immediate (i.e. today) to a focus on all new development being walking/transit friendly, rather that car-centric, it would still take decades to fix the problem.
Until that time for many (honestly most) people car ownership will remain essential for full participation in society, and with car ownership comes the requirement for insurance. Thus insurance should be a public service.
@RantingCanuck @gbargoud @jeffowski
@adaliabooksI believe motor insurance is at least part nationalised in some regions of Canada?
Here in Britain the "free market" is pretty much fake anyway.
There are only about 5 main insurance companies using about 100+ brokers and sub brands, and actual vehicle assessment and repair is further outsourced to 2 or 3 large companies - some of which even have their own exclusive bodyshop networks, so there isn't even work trickling down to smaller businesses..
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@RantingCanuck @gbargoud @jeffowski
@adaliabooksI believe motor insurance is at least part nationalised in some regions of Canada?
Here in Britain the "free market" is pretty much fake anyway.
There are only about 5 main insurance companies using about 100+ brokers and sub brands, and actual vehicle assessment and repair is further outsourced to 2 or 3 large companies - some of which even have their own exclusive bodyshop networks, so there isn't even work trickling down to smaller businesses..
Absolutely, not just insurance but in many other things as well.
Most of the mail-order/online catalogue companies are just one or two companies trading under different names. Same with debt collectors. -
@RantingCanuck @gbargoud @jeffowski
@adaliabooksI believe motor insurance is at least part nationalised in some regions of Canada?
Here in Britain the "free market" is pretty much fake anyway.
There are only about 5 main insurance companies using about 100+ brokers and sub brands, and actual vehicle assessment and repair is further outsourced to 2 or 3 large companies - some of which even have their own exclusive bodyshop networks, so there isn't even work trickling down to smaller businesses..
@vfrmedia @gbargoud @jeffowski @adaliabooks
Canada is a mixture; 4 out of 10 provinces have public insurance (3 of them operate as non-profits, 1 operates on a for profit basis with profits going into the provincial treasury).... the rest have private insurance and like Britain they operate under the 'free market' myth even though there are only a handful of actual insurance companies.
