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  3. A woman sues her insurance company for terminating her disability benefits.

A woman sues her insurance company for terminating her disability benefits.

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  • infoseepage@mastodon.socialI infoseepage@mastodon.social

    @mjd My guess is her thought process was that her insurance company lowballed her on the settlement offer, and she was forced to accept it anyways because she couldn't afford pursue an aggressively in court, versus the insurance company has all the resources in the world and can just sit there and bankrupt anybody trying to seek justice in that manner.

    mjd@mathstodon.xyzM This user is from outside of this forum
    mjd@mathstodon.xyzM This user is from outside of this forum
    mjd@mathstodon.xyz
    wrote last edited by
    #26

    @Infoseepage You made that up out of your head to come to the conclusion you selected beforehand.

    I don't know what actually happened, and neither do you.

    infoseepage@mastodon.socialI 1 Reply Last reply
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    • mjd@mathstodon.xyzM mjd@mathstodon.xyz

      A woman sues her insurance company for terminating her disability benefits. They reach a settlement and agree that the suit will be dismissed with prejudice.

      She decides she doesn't like the settlement and asks her lawyers to reopen the case.They say they can't: it was dismissed, and in the settlement she agreed not to reopen the case.

      She asks ChatGPT if her attorneys are lying to her. It says they are. She fires them and continues pro se, advised by ChatGPT.

      CharGPT generates legal arguments for reopening the case, which she files, and 21 more motions, a subpoena, and eight other notices and statements, which she files.

      The court denies her motion to reopen the case.

      Advised by ChatGPT, she files a new suit against the insurance company and submits 44 more motions, memoranda, etc., which include citations to nonexistent cases.

      Now the insurance company has sued OpenAI for tortious interference with their settlement contract.

      🍿

      https://storage.courtlistener.com/recap/gov.uscourts.ilnd.496515/gov.uscourts.ilnd.496515.1.0_1.pdf

      gyrosgeier@hachyderm.ioG This user is from outside of this forum
      gyrosgeier@hachyderm.ioG This user is from outside of this forum
      gyrosgeier@hachyderm.io
      wrote last edited by
      #27

      @mjd Wouldn't that be "tortuous inference"?

      falcennial@mastodon.socialF 1 Reply Last reply
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      • gyrosgeier@hachyderm.ioG gyrosgeier@hachyderm.io

        @mjd Wouldn't that be "tortuous inference"?

        falcennial@mastodon.socialF This user is from outside of this forum
        falcennial@mastodon.socialF This user is from outside of this forum
        falcennial@mastodon.social
        wrote last edited by
        #28

        @GyrosGeier @mjd torturous interference

        gyrosgeier@hachyderm.ioG mjd@mathstodon.xyzM 2 Replies Last reply
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        • mjd@mathstodon.xyzM mjd@mathstodon.xyz

          @krupo It's an interesting time. Many of the successes are overstated. So are many of the failures. Nobody knows how it will shake out in the end.

          falcennial@mastodon.socialF This user is from outside of this forum
          falcennial@mastodon.socialF This user is from outside of this forum
          falcennial@mastodon.social
          wrote last edited by
          #29

          @mjd @krupo it will be a financial bubble pop, followed by what we will call 'the AI recession,' then limited, appropriate use. the shit is the dot com and GFC playbook all day.

          falcennial@mastodon.socialF 1 Reply Last reply
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          • marshray@infosec.exchangeM marshray@infosec.exchange

            @mjd “41. On October 29, 2025, OPENAI amended the terms and usage policies of ChatGPT to prohibit users from using ChatGPT to provide tailored legal advice. Prior to the October 29, 2025 emendation, ChatGPT’s terms of use did not prohibit users from using ChatGPT to draft legal papers, conduct legal research, provide legal analysis or give legal advice.”

            mjd@mathstodon.xyzM This user is from outside of this forum
            mjd@mathstodon.xyzM This user is from outside of this forum
            mjd@mathstodon.xyz
            wrote last edited by
            #30

            @marshray I wonder if that will help get them off the hook. If not, it shows that they were aware that what they were doing could be a problem.

            qhstone@mstdn.socialQ 1 Reply Last reply
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            • falcennial@mastodon.socialF falcennial@mastodon.social

              @GyrosGeier @mjd torturous interference

              gyrosgeier@hachyderm.ioG This user is from outside of this forum
              gyrosgeier@hachyderm.ioG This user is from outside of this forum
              gyrosgeier@hachyderm.io
              wrote last edited by
              #31

              @falcennial @mjd I mean, because running an AI model is called "inference."

              1 Reply Last reply
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              • falcennial@mastodon.socialF falcennial@mastodon.social

                @GyrosGeier @mjd torturous interference

                mjd@mathstodon.xyzM This user is from outside of this forum
                mjd@mathstodon.xyzM This user is from outside of this forum
                mjd@mathstodon.xyz
                wrote last edited by
                #32

                @falcennial @GyrosGeier They're all closely related. They're from the Latin verb “to twist”.

                1 Reply Last reply
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                • divverent@social.vivaldi.netD divverent@social.vivaldi.net

                  @mjd TBH I do not think OpenAI should be responsible. They're just providing a fancy random text generator to the public. And it's outright impossible to teach a random text generator to _not_ output a specific kind of text, as whatever you do, there is a way around it.

                  The woman should pay all costs, as per the usual "vexatious filings" or "frivolous lawsuits" standards.

                  Plus, the law in her state against practicing law without a license starts with "No person shall...". ChatGPT isn't a person.

                  jonoleth@mastodon.socialJ This user is from outside of this forum
                  jonoleth@mastodon.socialJ This user is from outside of this forum
                  jonoleth@mastodon.social
                  wrote last edited by
                  #33

                  @divVerent @mjd ChatGPT is not a person, which is why ChatGPT is not being sued. OpenAI sells a tool that gave her legal advice, and they certainly didn't say anywhere that it's actually just a "fancy random text generator"

                  divverent@social.vivaldi.netD wellsitegeo@masto.aiW 2 Replies Last reply
                  0
                  • divverent@social.vivaldi.netD divverent@social.vivaldi.net

                    @mjd TBH I do not think OpenAI should be responsible. They're just providing a fancy random text generator to the public. And it's outright impossible to teach a random text generator to _not_ output a specific kind of text, as whatever you do, there is a way around it.

                    The woman should pay all costs, as per the usual "vexatious filings" or "frivolous lawsuits" standards.

                    Plus, the law in her state against practicing law without a license starts with "No person shall...". ChatGPT isn't a person.

                    mjd@mathstodon.xyzM This user is from outside of this forum
                    mjd@mathstodon.xyzM This user is from outside of this forum
                    mjd@mathstodon.xyz
                    wrote last edited by
                    #34

                    @divVerent Except that there are laws against providing bogus legal advice to people, to prevent exactly this sort of situation.

                    And, as you pointed out, it was OpenAI, not ChatGPT, providing the advice.

                    1 Reply Last reply
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                    • mjd@mathstodon.xyzM mjd@mathstodon.xyz

                      @Infoseepage You made that up out of your head to come to the conclusion you selected beforehand.

                      I don't know what actually happened, and neither do you.

                      infoseepage@mastodon.socialI This user is from outside of this forum
                      infoseepage@mastodon.socialI This user is from outside of this forum
                      infoseepage@mastodon.social
                      wrote last edited by
                      #35

                      @mjd Nope, I don't know the particulars of the case, but I do have some experience with the ruthlessness of insurance companies when it comes to disabled people, including a friend who went blind from cancer as a child and another who was born with severe cerebral palsy.

                      1 Reply Last reply
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                      • falcennial@mastodon.socialF falcennial@mastodon.social

                        @mjd @krupo it will be a financial bubble pop, followed by what we will call 'the AI recession,' then limited, appropriate use. the shit is the dot com and GFC playbook all day.

                        falcennial@mastodon.socialF This user is from outside of this forum
                        falcennial@mastodon.socialF This user is from outside of this forum
                        falcennial@mastodon.social
                        wrote last edited by
                        #36

                        @mjd @krupo that MIT article demonstrated 5% of AI implementations are profit making. 95% are loss making. so when the investment goldrush mania ends or winds down, 95% of invested amounts will be wiped out. it's billions so it will have a disruptive and negative economic effect that I think we will likely experience as recession. and then that 5% of profit making implementations will be what carries forward, with further investment being modelled on those (anyone can do that right now).

                        wellsitegeo@masto.aiW 1 Reply Last reply
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                        • divverent@social.vivaldi.netD divverent@social.vivaldi.net

                          @sabik @mjd It did probably exactly what she asked for in the prompt, so where's the problem? Definitely "useful".

                          In case she was misinformed by ChatGPT and has to pay penalties for that reason, then _she_ should be the one suing OpenAI, not the insurance company.

                          sabik@rants.auS This user is from outside of this forum
                          sabik@rants.auS This user is from outside of this forum
                          sabik@rants.au
                          wrote last edited by
                          #37

                          @divVerent @mjd
                          If ChatGPT misinformed her, that's not very useful

                          divverent@social.vivaldi.netD 1 Reply Last reply
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                          • jonoleth@mastodon.socialJ jonoleth@mastodon.social

                            @divVerent @mjd ChatGPT is not a person, which is why ChatGPT is not being sued. OpenAI sells a tool that gave her legal advice, and they certainly didn't say anywhere that it's actually just a "fancy random text generator"

                            divverent@social.vivaldi.netD This user is from outside of this forum
                            divverent@social.vivaldi.netD This user is from outside of this forum
                            divverent@social.vivaldi.net
                            wrote last edited by
                            #38

                            @jonoleth @mjd Pretty sure it's common knowledge that LLMs are nothing but random text generators.

                            OpenAI is a company, not a person. From what I understand, the law banning unlicensed legal advice bans _persons_ and gives them a penalty for doing so anyway.

                            But OpenAI, being a company, cannot commit crimes (after all, how to put a company in prison?). Only the employees can. So the question is which concrete employee committed a crime there. (Yes, some say companies _can_ commit crimes, but then solve the problems by making an employee / owner / ... actually criminally liable - but then they are the ones who have committed the crime)

                            The question is rather, have any employees of OpenAI committed a crime there? If any employee at OpenAI _knew_ that it tries to give legal advice, and did not implement any countermeasures, then that employee has committed a crime. That's the case no matter how the "random text generator" works.

                            If someone tries to get legal advice out of a magic 8-ball, AND the company producing the 8-ball does not implement any countermeasures (such as writing in the manual that responses it gives cannot be used as legal advice), then they can potentially be held liable. Except that in case of a mechanical device that works strikingly like a die it may not be necessary to put such a disclaimer 😉

                            mjd@mathstodon.xyzM jonoleth@mastodon.socialJ 2 Replies Last reply
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                            • sabik@rants.auS sabik@rants.au

                              @divVerent @mjd
                              If ChatGPT misinformed her, that's not very useful

                              divverent@social.vivaldi.netD This user is from outside of this forum
                              divverent@social.vivaldi.netD This user is from outside of this forum
                              divverent@social.vivaldi.net
                              wrote last edited by
                              #39

                              @sabik @mjd As said, that's between her and OpenAI, and does not involve the insurance company.

                              First of all she should be held liable for those vexatious filings.

                              sabik@rants.auS 1 Reply Last reply
                              0
                              • divverent@social.vivaldi.netD divverent@social.vivaldi.net

                                @jonoleth @mjd Pretty sure it's common knowledge that LLMs are nothing but random text generators.

                                OpenAI is a company, not a person. From what I understand, the law banning unlicensed legal advice bans _persons_ and gives them a penalty for doing so anyway.

                                But OpenAI, being a company, cannot commit crimes (after all, how to put a company in prison?). Only the employees can. So the question is which concrete employee committed a crime there. (Yes, some say companies _can_ commit crimes, but then solve the problems by making an employee / owner / ... actually criminally liable - but then they are the ones who have committed the crime)

                                The question is rather, have any employees of OpenAI committed a crime there? If any employee at OpenAI _knew_ that it tries to give legal advice, and did not implement any countermeasures, then that employee has committed a crime. That's the case no matter how the "random text generator" works.

                                If someone tries to get legal advice out of a magic 8-ball, AND the company producing the 8-ball does not implement any countermeasures (such as writing in the manual that responses it gives cannot be used as legal advice), then they can potentially be held liable. Except that in case of a mechanical device that works strikingly like a die it may not be necessary to put such a disclaimer 😉

                                mjd@mathstodon.xyzM This user is from outside of this forum
                                mjd@mathstodon.xyzM This user is from outside of this forum
                                mjd@mathstodon.xyz
                                wrote last edited by
                                #40

                                @divVerent @jonoleth If you're aware of any specific Illinois caselaw that's on point here, I'd be interested to hear about it. But if you're just a nonlawyer making stuff up about what you imagine the law to be, please leave me out of the discussion.

                                divverent@social.vivaldi.netD 1 Reply Last reply
                                0
                                • mjd@mathstodon.xyzM mjd@mathstodon.xyz

                                  @divVerent @jonoleth If you're aware of any specific Illinois caselaw that's on point here, I'd be interested to hear about it. But if you're just a nonlawyer making stuff up about what you imagine the law to be, please leave me out of the discussion.

                                  divverent@social.vivaldi.netD This user is from outside of this forum
                                  divverent@social.vivaldi.netD This user is from outside of this forum
                                  divverent@social.vivaldi.net
                                  wrote last edited by
                                  #41

                                  @mjd @jonoleth I am not even American. If in your country machines and companies are "persons" and have human rights that have priority over the human rights of _humans_, then your whole country is wrong. What's next, voting rights in federal elections for corporations? Second Amendment for AIs?

                                  But yeah, that might indeed be the case.

                                  In my country it is "societas delinquere non potest". A company _cannot_ be defendant of a crime - only the people actually performing the actions can.

                                  But yeah, done here. Let's see what broken new case law will come from Trumpistan.

                                  teflontrout@beige.partyT 1 Reply Last reply
                                  0
                                  • divverent@social.vivaldi.netD divverent@social.vivaldi.net

                                    @sabik @mjd As said, that's between her and OpenAI, and does not involve the insurance company.

                                    First of all she should be held liable for those vexatious filings.

                                    sabik@rants.auS This user is from outside of this forum
                                    sabik@rants.auS This user is from outside of this forum
                                    sabik@rants.au
                                    wrote last edited by
                                    #42

                                    @divVerent @mjd
                                    OpenAI is interfering in the insurance company's contract? Or, at least, that's what they're suing for

                                    1 Reply Last reply
                                    0
                                    • divverent@social.vivaldi.netD divverent@social.vivaldi.net

                                      @mjd TBH I do not think OpenAI should be responsible. They're just providing a fancy random text generator to the public. And it's outright impossible to teach a random text generator to _not_ output a specific kind of text, as whatever you do, there is a way around it.

                                      The woman should pay all costs, as per the usual "vexatious filings" or "frivolous lawsuits" standards.

                                      Plus, the law in her state against practicing law without a license starts with "No person shall...". ChatGPT isn't a person.

                                      adriano@lile.clA This user is from outside of this forum
                                      adriano@lile.clA This user is from outside of this forum
                                      adriano@lile.cl
                                      wrote last edited by
                                      #43

                                      @divVerent It's funny how one can use "just" to *just*ify anything. Let's reduce "they hyped their product as «the artificial superintelligence magical clever tool», but didn't even bother adding safety guardrails or disclaimers about output not being legal advice, and now they're getting reamed" as "they're _just_ providing a fancy random text generator to the public."

                                      Or let's not.

                                      @mjd

                                      divverent@social.vivaldi.netD 1 Reply Last reply
                                      0
                                      • divverent@social.vivaldi.netD divverent@social.vivaldi.net

                                        @jonoleth @mjd Pretty sure it's common knowledge that LLMs are nothing but random text generators.

                                        OpenAI is a company, not a person. From what I understand, the law banning unlicensed legal advice bans _persons_ and gives them a penalty for doing so anyway.

                                        But OpenAI, being a company, cannot commit crimes (after all, how to put a company in prison?). Only the employees can. So the question is which concrete employee committed a crime there. (Yes, some say companies _can_ commit crimes, but then solve the problems by making an employee / owner / ... actually criminally liable - but then they are the ones who have committed the crime)

                                        The question is rather, have any employees of OpenAI committed a crime there? If any employee at OpenAI _knew_ that it tries to give legal advice, and did not implement any countermeasures, then that employee has committed a crime. That's the case no matter how the "random text generator" works.

                                        If someone tries to get legal advice out of a magic 8-ball, AND the company producing the 8-ball does not implement any countermeasures (such as writing in the manual that responses it gives cannot be used as legal advice), then they can potentially be held liable. Except that in case of a mechanical device that works strikingly like a die it may not be necessary to put such a disclaimer 😉

                                        jonoleth@mastodon.socialJ This user is from outside of this forum
                                        jonoleth@mastodon.socialJ This user is from outside of this forum
                                        jonoleth@mastodon.social
                                        wrote last edited by
                                        #44

                                        @divVerent

                                        "Pretty sure it's common knowledge that LLMs are nothing but random text generators."

                                        Absolutely not. Maybe in tech circles but the rest of the world has no clue whatsoever how LLMs work. And OpenAI is more than happy to keep it that way

                                        "OpenAI is a company, not a person."

                                        For legal purposes, most countries treat companies as distinct legal entities, and not just in the US. Still, this is pretty off-topic

                                        1 Reply Last reply
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                                        • mjd@mathstodon.xyzM mjd@mathstodon.xyz

                                          @diazona I don't think it is a shame that this happened to this woman. It appears that she is a very ordinary type of vexatious litigant, except that she is also being aided by ChatGPT.

                                          wellsitegeo@masto.aiW This user is from outside of this forum
                                          wellsitegeo@masto.aiW This user is from outside of this forum
                                          wellsitegeo@masto.ai
                                          wrote last edited by
                                          #45

                                          @mjd @diazona Though I'm not a lawyer (thank Cthulhu, or belly rubs to it's acolyte Menhit @antipope_cats) I do recall the Scottish courts taking exception to a "vexatious litigant" a while ago. It ended badly for said litigant.

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