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  3. A woman sues her insurance company for terminating her disability benefits.

A woman sues her insurance company for terminating her disability benefits.

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  • divverent@social.vivaldi.netD divverent@social.vivaldi.net

    @mjd TBH I do not think OpenAI should be responsible. They're just providing a fancy random text generator to the public. And it's outright impossible to teach a random text generator to _not_ output a specific kind of text, as whatever you do, there is a way around it.

    The woman should pay all costs, as per the usual "vexatious filings" or "frivolous lawsuits" standards.

    Plus, the law in her state against practicing law without a license starts with "No person shall...". ChatGPT isn't a person.

    sabik@rants.auS This user is from outside of this forum
    sabik@rants.auS This user is from outside of this forum
    sabik@rants.au
    wrote last edited by
    #22

    @divVerent @mjd
    OpenAI are certainly marketing ChatGPT as being useful, whatever the fine print says, so they do bear some responsibility there

    divverent@social.vivaldi.netD 1 Reply Last reply
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    • infoseepage@mastodon.socialI infoseepage@mastodon.social

      @mjd My guess is her thought process was that her insurance company lowballed her on the settlement offer, and she was forced to accept it anyways because she couldn't afford pursue an aggressively in court, versus the insurance company has all the resources in the world and can just sit there and bankrupt anybody trying to seek justice in that manner.

      infoseepage@mastodon.socialI This user is from outside of this forum
      infoseepage@mastodon.socialI This user is from outside of this forum
      infoseepage@mastodon.social
      wrote last edited by
      #23

      @mjd So, she turned the whole thing around and used an llm to generate a large quantity of motions and filings which the insurance company now had to analyze and rebut, costing them lots of time and money.

      mjd@mathstodon.xyzM 1 Reply Last reply
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      • sabik@rants.auS sabik@rants.au

        @divVerent @mjd
        OpenAI are certainly marketing ChatGPT as being useful, whatever the fine print says, so they do bear some responsibility there

        divverent@social.vivaldi.netD This user is from outside of this forum
        divverent@social.vivaldi.netD This user is from outside of this forum
        divverent@social.vivaldi.net
        wrote last edited by
        #24

        @sabik @mjd It did probably exactly what she asked for in the prompt, so where's the problem? Definitely "useful".

        In case she was misinformed by ChatGPT and has to pay penalties for that reason, then _she_ should be the one suing OpenAI, not the insurance company.

        sabik@rants.auS 1 Reply Last reply
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        • infoseepage@mastodon.socialI infoseepage@mastodon.social

          @mjd So, she turned the whole thing around and used an llm to generate a large quantity of motions and filings which the insurance company now had to analyze and rebut, costing them lots of time and money.

          mjd@mathstodon.xyzM This user is from outside of this forum
          mjd@mathstodon.xyzM This user is from outside of this forum
          mjd@mathstodon.xyz
          wrote last edited by
          #25

          @Infoseepage Yes, and which the judge and the court clerks also had to deal with, consuming public resources that should have been allocated to more deserving citizens.

          1 Reply Last reply
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          • infoseepage@mastodon.socialI infoseepage@mastodon.social

            @mjd My guess is her thought process was that her insurance company lowballed her on the settlement offer, and she was forced to accept it anyways because she couldn't afford pursue an aggressively in court, versus the insurance company has all the resources in the world and can just sit there and bankrupt anybody trying to seek justice in that manner.

            mjd@mathstodon.xyzM This user is from outside of this forum
            mjd@mathstodon.xyzM This user is from outside of this forum
            mjd@mathstodon.xyz
            wrote last edited by
            #26

            @Infoseepage You made that up out of your head to come to the conclusion you selected beforehand.

            I don't know what actually happened, and neither do you.

            infoseepage@mastodon.socialI 1 Reply Last reply
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            • mjd@mathstodon.xyzM mjd@mathstodon.xyz

              A woman sues her insurance company for terminating her disability benefits. They reach a settlement and agree that the suit will be dismissed with prejudice.

              She decides she doesn't like the settlement and asks her lawyers to reopen the case.They say they can't: it was dismissed, and in the settlement she agreed not to reopen the case.

              She asks ChatGPT if her attorneys are lying to her. It says they are. She fires them and continues pro se, advised by ChatGPT.

              CharGPT generates legal arguments for reopening the case, which she files, and 21 more motions, a subpoena, and eight other notices and statements, which she files.

              The court denies her motion to reopen the case.

              Advised by ChatGPT, she files a new suit against the insurance company and submits 44 more motions, memoranda, etc., which include citations to nonexistent cases.

              Now the insurance company has sued OpenAI for tortious interference with their settlement contract.

              🍿

              https://storage.courtlistener.com/recap/gov.uscourts.ilnd.496515/gov.uscourts.ilnd.496515.1.0_1.pdf

              gyrosgeier@hachyderm.ioG This user is from outside of this forum
              gyrosgeier@hachyderm.ioG This user is from outside of this forum
              gyrosgeier@hachyderm.io
              wrote last edited by
              #27

              @mjd Wouldn't that be "tortuous inference"?

              falcennial@mastodon.socialF 1 Reply Last reply
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              • gyrosgeier@hachyderm.ioG gyrosgeier@hachyderm.io

                @mjd Wouldn't that be "tortuous inference"?

                falcennial@mastodon.socialF This user is from outside of this forum
                falcennial@mastodon.socialF This user is from outside of this forum
                falcennial@mastodon.social
                wrote last edited by
                #28

                @GyrosGeier @mjd torturous interference

                gyrosgeier@hachyderm.ioG mjd@mathstodon.xyzM 2 Replies Last reply
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                • mjd@mathstodon.xyzM mjd@mathstodon.xyz

                  @krupo It's an interesting time. Many of the successes are overstated. So are many of the failures. Nobody knows how it will shake out in the end.

                  falcennial@mastodon.socialF This user is from outside of this forum
                  falcennial@mastodon.socialF This user is from outside of this forum
                  falcennial@mastodon.social
                  wrote last edited by
                  #29

                  @mjd @krupo it will be a financial bubble pop, followed by what we will call 'the AI recession,' then limited, appropriate use. the shit is the dot com and GFC playbook all day.

                  falcennial@mastodon.socialF 1 Reply Last reply
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                  • marshray@infosec.exchangeM marshray@infosec.exchange

                    @mjd “41. On October 29, 2025, OPENAI amended the terms and usage policies of ChatGPT to prohibit users from using ChatGPT to provide tailored legal advice. Prior to the October 29, 2025 emendation, ChatGPT’s terms of use did not prohibit users from using ChatGPT to draft legal papers, conduct legal research, provide legal analysis or give legal advice.”

                    mjd@mathstodon.xyzM This user is from outside of this forum
                    mjd@mathstodon.xyzM This user is from outside of this forum
                    mjd@mathstodon.xyz
                    wrote last edited by
                    #30

                    @marshray I wonder if that will help get them off the hook. If not, it shows that they were aware that what they were doing could be a problem.

                    qhstone@mstdn.socialQ 1 Reply Last reply
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                    • falcennial@mastodon.socialF falcennial@mastodon.social

                      @GyrosGeier @mjd torturous interference

                      gyrosgeier@hachyderm.ioG This user is from outside of this forum
                      gyrosgeier@hachyderm.ioG This user is from outside of this forum
                      gyrosgeier@hachyderm.io
                      wrote last edited by
                      #31

                      @falcennial @mjd I mean, because running an AI model is called "inference."

                      1 Reply Last reply
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                      • falcennial@mastodon.socialF falcennial@mastodon.social

                        @GyrosGeier @mjd torturous interference

                        mjd@mathstodon.xyzM This user is from outside of this forum
                        mjd@mathstodon.xyzM This user is from outside of this forum
                        mjd@mathstodon.xyz
                        wrote last edited by
                        #32

                        @falcennial @GyrosGeier They're all closely related. They're from the Latin verb “to twist”.

                        1 Reply Last reply
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                        • divverent@social.vivaldi.netD divverent@social.vivaldi.net

                          @mjd TBH I do not think OpenAI should be responsible. They're just providing a fancy random text generator to the public. And it's outright impossible to teach a random text generator to _not_ output a specific kind of text, as whatever you do, there is a way around it.

                          The woman should pay all costs, as per the usual "vexatious filings" or "frivolous lawsuits" standards.

                          Plus, the law in her state against practicing law without a license starts with "No person shall...". ChatGPT isn't a person.

                          jonoleth@mastodon.socialJ This user is from outside of this forum
                          jonoleth@mastodon.socialJ This user is from outside of this forum
                          jonoleth@mastodon.social
                          wrote last edited by
                          #33

                          @divVerent @mjd ChatGPT is not a person, which is why ChatGPT is not being sued. OpenAI sells a tool that gave her legal advice, and they certainly didn't say anywhere that it's actually just a "fancy random text generator"

                          divverent@social.vivaldi.netD wellsitegeo@masto.aiW 2 Replies Last reply
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                          • divverent@social.vivaldi.netD divverent@social.vivaldi.net

                            @mjd TBH I do not think OpenAI should be responsible. They're just providing a fancy random text generator to the public. And it's outright impossible to teach a random text generator to _not_ output a specific kind of text, as whatever you do, there is a way around it.

                            The woman should pay all costs, as per the usual "vexatious filings" or "frivolous lawsuits" standards.

                            Plus, the law in her state against practicing law without a license starts with "No person shall...". ChatGPT isn't a person.

                            mjd@mathstodon.xyzM This user is from outside of this forum
                            mjd@mathstodon.xyzM This user is from outside of this forum
                            mjd@mathstodon.xyz
                            wrote last edited by
                            #34

                            @divVerent Except that there are laws against providing bogus legal advice to people, to prevent exactly this sort of situation.

                            And, as you pointed out, it was OpenAI, not ChatGPT, providing the advice.

                            1 Reply Last reply
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                            • mjd@mathstodon.xyzM mjd@mathstodon.xyz

                              @Infoseepage You made that up out of your head to come to the conclusion you selected beforehand.

                              I don't know what actually happened, and neither do you.

                              infoseepage@mastodon.socialI This user is from outside of this forum
                              infoseepage@mastodon.socialI This user is from outside of this forum
                              infoseepage@mastodon.social
                              wrote last edited by
                              #35

                              @mjd Nope, I don't know the particulars of the case, but I do have some experience with the ruthlessness of insurance companies when it comes to disabled people, including a friend who went blind from cancer as a child and another who was born with severe cerebral palsy.

                              1 Reply Last reply
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                              • falcennial@mastodon.socialF falcennial@mastodon.social

                                @mjd @krupo it will be a financial bubble pop, followed by what we will call 'the AI recession,' then limited, appropriate use. the shit is the dot com and GFC playbook all day.

                                falcennial@mastodon.socialF This user is from outside of this forum
                                falcennial@mastodon.socialF This user is from outside of this forum
                                falcennial@mastodon.social
                                wrote last edited by
                                #36

                                @mjd @krupo that MIT article demonstrated 5% of AI implementations are profit making. 95% are loss making. so when the investment goldrush mania ends or winds down, 95% of invested amounts will be wiped out. it's billions so it will have a disruptive and negative economic effect that I think we will likely experience as recession. and then that 5% of profit making implementations will be what carries forward, with further investment being modelled on those (anyone can do that right now).

                                wellsitegeo@masto.aiW 1 Reply Last reply
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                                • divverent@social.vivaldi.netD divverent@social.vivaldi.net

                                  @sabik @mjd It did probably exactly what she asked for in the prompt, so where's the problem? Definitely "useful".

                                  In case she was misinformed by ChatGPT and has to pay penalties for that reason, then _she_ should be the one suing OpenAI, not the insurance company.

                                  sabik@rants.auS This user is from outside of this forum
                                  sabik@rants.auS This user is from outside of this forum
                                  sabik@rants.au
                                  wrote last edited by
                                  #37

                                  @divVerent @mjd
                                  If ChatGPT misinformed her, that's not very useful

                                  divverent@social.vivaldi.netD 1 Reply Last reply
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                                  • jonoleth@mastodon.socialJ jonoleth@mastodon.social

                                    @divVerent @mjd ChatGPT is not a person, which is why ChatGPT is not being sued. OpenAI sells a tool that gave her legal advice, and they certainly didn't say anywhere that it's actually just a "fancy random text generator"

                                    divverent@social.vivaldi.netD This user is from outside of this forum
                                    divverent@social.vivaldi.netD This user is from outside of this forum
                                    divverent@social.vivaldi.net
                                    wrote last edited by
                                    #38

                                    @jonoleth @mjd Pretty sure it's common knowledge that LLMs are nothing but random text generators.

                                    OpenAI is a company, not a person. From what I understand, the law banning unlicensed legal advice bans _persons_ and gives them a penalty for doing so anyway.

                                    But OpenAI, being a company, cannot commit crimes (after all, how to put a company in prison?). Only the employees can. So the question is which concrete employee committed a crime there. (Yes, some say companies _can_ commit crimes, but then solve the problems by making an employee / owner / ... actually criminally liable - but then they are the ones who have committed the crime)

                                    The question is rather, have any employees of OpenAI committed a crime there? If any employee at OpenAI _knew_ that it tries to give legal advice, and did not implement any countermeasures, then that employee has committed a crime. That's the case no matter how the "random text generator" works.

                                    If someone tries to get legal advice out of a magic 8-ball, AND the company producing the 8-ball does not implement any countermeasures (such as writing in the manual that responses it gives cannot be used as legal advice), then they can potentially be held liable. Except that in case of a mechanical device that works strikingly like a die it may not be necessary to put such a disclaimer 😉

                                    mjd@mathstodon.xyzM jonoleth@mastodon.socialJ 2 Replies Last reply
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                                    • sabik@rants.auS sabik@rants.au

                                      @divVerent @mjd
                                      If ChatGPT misinformed her, that's not very useful

                                      divverent@social.vivaldi.netD This user is from outside of this forum
                                      divverent@social.vivaldi.netD This user is from outside of this forum
                                      divverent@social.vivaldi.net
                                      wrote last edited by
                                      #39

                                      @sabik @mjd As said, that's between her and OpenAI, and does not involve the insurance company.

                                      First of all she should be held liable for those vexatious filings.

                                      sabik@rants.auS 1 Reply Last reply
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                                      • divverent@social.vivaldi.netD divverent@social.vivaldi.net

                                        @jonoleth @mjd Pretty sure it's common knowledge that LLMs are nothing but random text generators.

                                        OpenAI is a company, not a person. From what I understand, the law banning unlicensed legal advice bans _persons_ and gives them a penalty for doing so anyway.

                                        But OpenAI, being a company, cannot commit crimes (after all, how to put a company in prison?). Only the employees can. So the question is which concrete employee committed a crime there. (Yes, some say companies _can_ commit crimes, but then solve the problems by making an employee / owner / ... actually criminally liable - but then they are the ones who have committed the crime)

                                        The question is rather, have any employees of OpenAI committed a crime there? If any employee at OpenAI _knew_ that it tries to give legal advice, and did not implement any countermeasures, then that employee has committed a crime. That's the case no matter how the "random text generator" works.

                                        If someone tries to get legal advice out of a magic 8-ball, AND the company producing the 8-ball does not implement any countermeasures (such as writing in the manual that responses it gives cannot be used as legal advice), then they can potentially be held liable. Except that in case of a mechanical device that works strikingly like a die it may not be necessary to put such a disclaimer 😉

                                        mjd@mathstodon.xyzM This user is from outside of this forum
                                        mjd@mathstodon.xyzM This user is from outside of this forum
                                        mjd@mathstodon.xyz
                                        wrote last edited by
                                        #40

                                        @divVerent @jonoleth If you're aware of any specific Illinois caselaw that's on point here, I'd be interested to hear about it. But if you're just a nonlawyer making stuff up about what you imagine the law to be, please leave me out of the discussion.

                                        divverent@social.vivaldi.netD 1 Reply Last reply
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                                        • mjd@mathstodon.xyzM mjd@mathstodon.xyz

                                          @divVerent @jonoleth If you're aware of any specific Illinois caselaw that's on point here, I'd be interested to hear about it. But if you're just a nonlawyer making stuff up about what you imagine the law to be, please leave me out of the discussion.

                                          divverent@social.vivaldi.netD This user is from outside of this forum
                                          divverent@social.vivaldi.netD This user is from outside of this forum
                                          divverent@social.vivaldi.net
                                          wrote last edited by
                                          #41

                                          @mjd @jonoleth I am not even American. If in your country machines and companies are "persons" and have human rights that have priority over the human rights of _humans_, then your whole country is wrong. What's next, voting rights in federal elections for corporations? Second Amendment for AIs?

                                          But yeah, that might indeed be the case.

                                          In my country it is "societas delinquere non potest". A company _cannot_ be defendant of a crime - only the people actually performing the actions can.

                                          But yeah, done here. Let's see what broken new case law will come from Trumpistan.

                                          teflontrout@beige.partyT 1 Reply Last reply
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