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  3. If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly.

If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly.

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  • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

    @codingGarden Doch, die Verträge sind unterschrieben. https://epicompany.eu/media-insights/europa-and-epi-launch-collaboration-to-expand-sovereign-pan-european-payments

    codinggarden@mstdn.socialC This user is from outside of this forum
    codinggarden@mstdn.socialC This user is from outside of this forum
    codinggarden@mstdn.social
    wrote last edited by
    #69

    @jwildeboer wow, danke dir! Das hätte ich nicht mal zu hoffen gewagt. Richtig gut.

    1 Reply Last reply
    0
    • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

      If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower 🙂

      Link Preview Image
      Wero - Digital payment wallet

      Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.

      favicon

      (wero-wallet.eu)

      P This user is from outside of this forum
      P This user is from outside of this forum
      panko_breadcrumb@infosec.exchange
      wrote last edited by
      #70

      @jwildeboer sadly, Wero is still not available in many EU countries. Even with Revolut

      1 Reply Last reply
      0
      • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

        If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower 🙂

        Link Preview Image
        Wero - Digital payment wallet

        Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.

        favicon

        (wero-wallet.eu)

        abeorch@friendica.ginestes.esA This user is from outside of this forum
        abeorch@friendica.ginestes.esA This user is from outside of this forum
        abeorch@friendica.ginestes.es
        wrote last edited by
        #71
        @jwildeboer Can someone help me understand why we need this given we have a fully functioning SEPA payment system? Arent these apps really only relevant in the US because their payement systems are so fragmented?
        1 Reply Last reply
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        • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

          @panda4x4 keep on asking.

          panda4x4@mastodon.bida.imP This user is from outside of this forum
          panda4x4@mastodon.bida.imP This user is from outside of this forum
          panda4x4@mastodon.bida.im
          wrote last edited by
          #72

          @jwildeboer Indeed, we already have a national system, but we're en route
          https://epicompany.eu/media-insights/europa-and-epi-launch-collaboration-to-expand-sovereign-pan-european-payments

          1 Reply Last reply
          0
          • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

            "But I have Bizum and it's so good" -> It joins Wero https://epicompany.eu/media-insights/europa-and-epi-launch-collaboration-to-expand-sovereign-pan-european-payments

            "But I have iDeal and it's so good" -> It joins Wero https://ideal.nl/en/naar-wero

            "My bank doesn't support it" -> Other banks do, switch, maybe?

            tomseppert@fosstodon.orgT This user is from outside of this forum
            tomseppert@fosstodon.orgT This user is from outside of this forum
            tomseppert@fosstodon.org
            wrote last edited by
            #73

            @jwildeboer

            Yes and in Belgium most people have Payconiq and they are also joining Wero. 🥳

            1 Reply Last reply
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            • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

              @mc Tell them. PayPal and Visa/Master aren’t better in that regard. Change through use beats criticising from the sidelines.

              kjempeslu@climatejustice.socialK This user is from outside of this forum
              kjempeslu@climatejustice.socialK This user is from outside of this forum
              kjempeslu@climatejustice.social
              wrote last edited by
              #74

              @jwildeboer @mc like this? 🙂

              candy in the wind (@kjempeslu@climatejustice.social)

              Hab mir jetzt angewöhnt, Unternehmen, bei denen ich bestellt habe oder hätte, via Kontaktformular daran zu erinnern, dass es neben Paypal (Datenkrake! buuuuh), US-Amerikanische Kreditfirmen (bäääääh) und Kauf auf Rechnung (aber erst nach Schufa-Auskunft) noch andere Zahlungsmöglichkeiten gibt. WERO und Lastschrift zum Beispiel. #diday

              favicon

              Climate Justice Social (climatejustice.social)

              1 Reply Last reply
              0
              • holger@hellinger.wtfH This user is from outside of this forum
                holger@hellinger.wtfH This user is from outside of this forum
                holger@hellinger.wtf
                wrote last edited by
                #75

                @jwildeboer I have transformed my daughter and partner already. I was even able to pay my barber last time. It starts slow, but it starts.

                1 Reply Last reply
                0
                • mc@toot.houbahouba.deM This user is from outside of this forum
                  mc@toot.houbahouba.deM This user is from outside of this forum
                  mc@toot.houbahouba.de
                  wrote last edited by
                  #76

                  @kjempeslu exakt so 🙂 @jwildeboer

                  1 Reply Last reply
                  0
                  • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                    @jeroen Switzerland isn't EU member, so they will always have their own thing that I can't use when visiting there. But cash still works 🙂 You did note how I started this thread with "If in the EU. Try WERO ..."?

                    K This user is from outside of this forum
                    K This user is from outside of this forum
                    krist@wehavecookies.social
                    wrote last edited by
                    #77

                    @jwildeboer @jeroen Switzerland is part of the SEPA schema, so I can imagine that one day Twint will join this too. After all, all the QR codes do is tell you where to send money to. Its all software, and software is flexible...

                    1 Reply Last reply
                    0
                    • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                      If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower 🙂

                      Link Preview Image
                      Wero - Digital payment wallet

                      Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.

                      favicon

                      (wero-wallet.eu)

                      pgogl@troet.cafeP This user is from outside of this forum
                      pgogl@troet.cafeP This user is from outside of this forum
                      pgogl@troet.cafe
                      wrote last edited by
                      #78

                      @jwildeboer Mit Ing Konto super einfach zu aktivieren 👍🙂

                      1 Reply Last reply
                      0
                      • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                        If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower 🙂

                        Link Preview Image
                        Wero - Digital payment wallet

                        Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.

                        favicon

                        (wero-wallet.eu)

                        ives@mstdn.socialI This user is from outside of this forum
                        ives@mstdn.socialI This user is from outside of this forum
                        ives@mstdn.social
                        wrote last edited by
                        #79

                        @jwildeboer Had Payconiq before, which is now replaced by Wero. Works just as well, but now also outside of Belgium. Excellent!

                        1 Reply Last reply
                        0
                        • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                          @farshidhakimy … that uses a privacy preserving hash based on mail/phone to find … /pedantic @mattb

                          ysegrim@furry.engineerY This user is from outside of this forum
                          ysegrim@furry.engineerY This user is from outside of this forum
                          ysegrim@furry.engineer
                          wrote last edited by
                          #80

                          @farshidhakimy @mattb @jwildeboer ... Which still has the effect that anybody who knows (or enumerates) your phone number gets your full legal name from your bank; no transaction or interaction from you necessary, not even a notification will happen.

                          I recommend using Wero, but please don't use your phone number for that, unless you consider it public.

                          jwildeboer@social.wildeboer.netJ 1 Reply Last reply
                          0
                          • ysegrim@furry.engineerY ysegrim@furry.engineer

                            @farshidhakimy @mattb @jwildeboer ... Which still has the effect that anybody who knows (or enumerates) your phone number gets your full legal name from your bank; no transaction or interaction from you necessary, not even a notification will happen.

                            I recommend using Wero, but please don't use your phone number for that, unless you consider it public.

                            jwildeboer@social.wildeboer.netJ This user is from outside of this forum
                            jwildeboer@social.wildeboer.netJ This user is from outside of this forum
                            jwildeboer@social.wildeboer.net
                            wrote last edited by
                            #81

                            @ysegrim For a better privacy-preserving method of exchanging money between two people in physical proximity, I use cash 😉 @farshidhakimy @mattb

                            ysegrim@furry.engineerY 1 Reply Last reply
                            0
                            • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                              If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower 🙂

                              Link Preview Image
                              Wero - Digital payment wallet

                              Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.

                              favicon

                              (wero-wallet.eu)

                              kelvan@swiss.socialK This user is from outside of this forum
                              kelvan@swiss.socialK This user is from outside of this forum
                              kelvan@swiss.social
                              wrote last edited by
                              #82

                              @jwildeboer #wero is like the #twint for Euros? I think there is a real need for it in the EU. Twint is a very important payment service in Switzerland, let's hope wero can be the same for countries with Euro

                              jwildeboer@social.wildeboer.netJ 1 Reply Last reply
                              0
                              • kelvan@swiss.socialK kelvan@swiss.social

                                @jwildeboer #wero is like the #twint for Euros? I think there is a real need for it in the EU. Twint is a very important payment service in Switzerland, let's hope wero can be the same for countries with Euro

                                jwildeboer@social.wildeboer.netJ This user is from outside of this forum
                                jwildeboer@social.wildeboer.netJ This user is from outside of this forum
                                jwildeboer@social.wildeboer.net
                                wrote last edited by
                                #83

                                @kelvan It is a bit more. First we had the SEPA system to make transfers across many EU countries easy (and free). Then we added direct and real-time A2A (Account to Account) transfers (also for free) and now Wero as the top layer for simplicity. Soon PoS (Point of Sale) systems will join and online stores will also be ablate use (rollout has started). All of this without the need for a middle man and under EU data protection rules.

                                kelvan@swiss.socialK jtuchel@mastodon.socialJ 2 Replies Last reply
                                0
                                • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                                  If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower 🙂

                                  Link Preview Image
                                  Wero - Digital payment wallet

                                  Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.

                                  favicon

                                  (wero-wallet.eu)

                                  mirabilos@toot.mirbsd.orgM This user is from outside of this forum
                                  mirabilos@toot.mirbsd.orgM This user is from outside of this forum
                                  mirabilos@toot.mirbsd.org
                                  wrote last edited by
                                  #84

                                  @jwildeboer fuck this, no way am I going to use a service that depends on a phone number

                                  lobingera@chaos.socialL 1 Reply Last reply
                                  0
                                  • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                                    If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower 🙂

                                    Link Preview Image
                                    Wero - Digital payment wallet

                                    Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.

                                    favicon

                                    (wero-wallet.eu)

                                    shaman007@mastodon.andreybondarenko.comS This user is from outside of this forum
                                    shaman007@mastodon.andreybondarenko.comS This user is from outside of this forum
                                    shaman007@mastodon.andreybondarenko.com
                                    wrote last edited by
                                    #85

                                    @jwildeboer manwhile EU: Belgium, Germany, Netherlands. The next country, I guess, would be Singapore. /s

                                    1 Reply Last reply
                                    0
                                    • mirabilos@toot.mirbsd.orgM mirabilos@toot.mirbsd.org

                                      @jwildeboer fuck this, no way am I going to use a service that depends on a phone number

                                      lobingera@chaos.socialL This user is from outside of this forum
                                      lobingera@chaos.socialL This user is from outside of this forum
                                      lobingera@chaos.social
                                      wrote last edited by
                                      #86

                                      @mirabilos @jwildeboer it doesn't depend on a phone number

                                      mirabilos@toot.mirbsd.orgM 1 Reply Last reply
                                      0
                                      • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                                        @ysegrim For a better privacy-preserving method of exchanging money between two people in physical proximity, I use cash 😉 @farshidhakimy @mattb

                                        ysegrim@furry.engineerY This user is from outside of this forum
                                        ysegrim@furry.engineerY This user is from outside of this forum
                                        ysegrim@furry.engineer
                                        wrote last edited by
                                        #87

                                        @farshidhakimy @mattb @jwildeboer The thing is: Wero spills your legal name to anyone who has your phone number without needing physical proximity or an exchange of money. Tested between two different banks, with the other person far away.

                                        jwildeboer@social.wildeboer.netJ 1 Reply Last reply
                                        0
                                        • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                                          @kelvan It is a bit more. First we had the SEPA system to make transfers across many EU countries easy (and free). Then we added direct and real-time A2A (Account to Account) transfers (also for free) and now Wero as the top layer for simplicity. Soon PoS (Point of Sale) systems will join and online stores will also be ablate use (rollout has started). All of this without the need for a middle man and under EU data protection rules.

                                          kelvan@swiss.socialK This user is from outside of this forum
                                          kelvan@swiss.socialK This user is from outside of this forum
                                          kelvan@swiss.social
                                          wrote last edited by
                                          #88

                                          @jwildeboer so how it is more than twint? I have twint from my bank and am able to send instantly to other people, pay my Galaxus order, pay my parking ticket, pay my cheese at a local cheese market by scanning a QR code.
                                          Switzerland is also (partly) part of SEPA, I can send euros for free to another country, something that does not work the other way around because my Austrian bank has a huge fee for sepa transactions to Switzerland 😤

                                          jwildeboer@social.wildeboer.netJ 1 Reply Last reply
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