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  3. If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly.

If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly.

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  • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

    If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower 🙂

    Link Preview Image
    Wero - Digital payment wallet

    Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.

    favicon

    (wero-wallet.eu)

    klara_tag@leipzig.townK This user is from outside of this forum
    klara_tag@leipzig.townK This user is from outside of this forum
    klara_tag@leipzig.town
    wrote last edited by
    #66

    @jwildeboer

    Thanks for your post.

    While checking I realized that Triodos Bank plans to leave Germany in 2027. Makes me sad that there will be fewer options in this niche of sustainable banking.
    Guess I have a good list of choices with those supporting WERO.

    1 Reply Last reply
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    • paradegrotesque@mastodon.sdf.orgP paradegrotesque@mastodon.sdf.org

      @prefec2 @jwildeboer

      I think it's a misunderstanding.

      I know wero is not Visa / MasterCard / Amex, I was trying to point out that the US credit card system is made out of these 3 companies.

      Wero is, of course, its own thing.

      prefec2@norden.socialP This user is from outside of this forum
      prefec2@norden.socialP This user is from outside of this forum
      prefec2@norden.social
      wrote last edited by
      #67

      @ParadeGrotesque @jwildeboer ah ok. That's true and they are currently very dominant. However, we have to start somewhere. And Wero seems to be the best current option. I hope it gets adopted all around the EU. And later elsewhere or even better become interoperable with services in other countries and continents.

      1 Reply Last reply
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      • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

        If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower 🙂

        Link Preview Image
        Wero - Digital payment wallet

        Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.

        favicon

        (wero-wallet.eu)

        ptitgnu@tiphon.nerv-project.euP This user is from outside of this forum
        ptitgnu@tiphon.nerv-project.euP This user is from outside of this forum
        ptitgnu@tiphon.nerv-project.eu
        wrote last edited by
        #68

        @jwildeboer

        Oh great, finally we’ll be able to be independent from the US, we just need a smartphone certified by Google or Apple...
        And it looks like they’ve done everything possible to make their infrastructure independent from the US as well :
        https://hosting-checker.net/websites/wero-wallet.eu

        1 Reply Last reply
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        • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

          @codingGarden Doch, die Verträge sind unterschrieben. https://epicompany.eu/media-insights/europa-and-epi-launch-collaboration-to-expand-sovereign-pan-european-payments

          codinggarden@mstdn.socialC This user is from outside of this forum
          codinggarden@mstdn.socialC This user is from outside of this forum
          codinggarden@mstdn.social
          wrote last edited by
          #69

          @jwildeboer wow, danke dir! Das hätte ich nicht mal zu hoffen gewagt. Richtig gut.

          1 Reply Last reply
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          • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

            If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower 🙂

            Link Preview Image
            Wero - Digital payment wallet

            Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.

            favicon

            (wero-wallet.eu)

            P This user is from outside of this forum
            P This user is from outside of this forum
            panko_breadcrumb@infosec.exchange
            wrote last edited by
            #70

            @jwildeboer sadly, Wero is still not available in many EU countries. Even with Revolut

            1 Reply Last reply
            0
            • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

              If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower 🙂

              Link Preview Image
              Wero - Digital payment wallet

              Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.

              favicon

              (wero-wallet.eu)

              abeorch@friendica.ginestes.esA This user is from outside of this forum
              abeorch@friendica.ginestes.esA This user is from outside of this forum
              abeorch@friendica.ginestes.es
              wrote last edited by
              #71
              @jwildeboer Can someone help me understand why we need this given we have a fully functioning SEPA payment system? Arent these apps really only relevant in the US because their payement systems are so fragmented?
              1 Reply Last reply
              0
              • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                @panda4x4 keep on asking.

                panda4x4@mastodon.bida.imP This user is from outside of this forum
                panda4x4@mastodon.bida.imP This user is from outside of this forum
                panda4x4@mastodon.bida.im
                wrote last edited by
                #72

                @jwildeboer Indeed, we already have a national system, but we're en route
                https://epicompany.eu/media-insights/europa-and-epi-launch-collaboration-to-expand-sovereign-pan-european-payments

                1 Reply Last reply
                0
                • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                  "But I have Bizum and it's so good" -> It joins Wero https://epicompany.eu/media-insights/europa-and-epi-launch-collaboration-to-expand-sovereign-pan-european-payments

                  "But I have iDeal and it's so good" -> It joins Wero https://ideal.nl/en/naar-wero

                  "My bank doesn't support it" -> Other banks do, switch, maybe?

                  tomseppert@fosstodon.orgT This user is from outside of this forum
                  tomseppert@fosstodon.orgT This user is from outside of this forum
                  tomseppert@fosstodon.org
                  wrote last edited by
                  #73

                  @jwildeboer

                  Yes and in Belgium most people have Payconiq and they are also joining Wero. 🥳

                  1 Reply Last reply
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                  • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                    @mc Tell them. PayPal and Visa/Master aren’t better in that regard. Change through use beats criticising from the sidelines.

                    kjempeslu@climatejustice.socialK This user is from outside of this forum
                    kjempeslu@climatejustice.socialK This user is from outside of this forum
                    kjempeslu@climatejustice.social
                    wrote last edited by
                    #74

                    @jwildeboer @mc like this? 🙂

                    candy in the wind (@kjempeslu@climatejustice.social)

                    Hab mir jetzt angewöhnt, Unternehmen, bei denen ich bestellt habe oder hätte, via Kontaktformular daran zu erinnern, dass es neben Paypal (Datenkrake! buuuuh), US-Amerikanische Kreditfirmen (bäääääh) und Kauf auf Rechnung (aber erst nach Schufa-Auskunft) noch andere Zahlungsmöglichkeiten gibt. WERO und Lastschrift zum Beispiel. #diday

                    favicon

                    Climate Justice Social (climatejustice.social)

                    1 Reply Last reply
                    0
                    • holger@hellinger.wtfH This user is from outside of this forum
                      holger@hellinger.wtfH This user is from outside of this forum
                      holger@hellinger.wtf
                      wrote last edited by
                      #75

                      @jwildeboer I have transformed my daughter and partner already. I was even able to pay my barber last time. It starts slow, but it starts.

                      1 Reply Last reply
                      0
                      • mc@toot.houbahouba.deM This user is from outside of this forum
                        mc@toot.houbahouba.deM This user is from outside of this forum
                        mc@toot.houbahouba.de
                        wrote last edited by
                        #76

                        @kjempeslu exakt so 🙂 @jwildeboer

                        1 Reply Last reply
                        0
                        • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                          @jeroen Switzerland isn't EU member, so they will always have their own thing that I can't use when visiting there. But cash still works 🙂 You did note how I started this thread with "If in the EU. Try WERO ..."?

                          K This user is from outside of this forum
                          K This user is from outside of this forum
                          krist@wehavecookies.social
                          wrote last edited by
                          #77

                          @jwildeboer @jeroen Switzerland is part of the SEPA schema, so I can imagine that one day Twint will join this too. After all, all the QR codes do is tell you where to send money to. Its all software, and software is flexible...

                          1 Reply Last reply
                          0
                          • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                            If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower 🙂

                            Link Preview Image
                            Wero - Digital payment wallet

                            Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.

                            favicon

                            (wero-wallet.eu)

                            pgogl@troet.cafeP This user is from outside of this forum
                            pgogl@troet.cafeP This user is from outside of this forum
                            pgogl@troet.cafe
                            wrote last edited by
                            #78

                            @jwildeboer Mit Ing Konto super einfach zu aktivieren 👍🙂

                            1 Reply Last reply
                            0
                            • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                              If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower 🙂

                              Link Preview Image
                              Wero - Digital payment wallet

                              Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.

                              favicon

                              (wero-wallet.eu)

                              ives@mstdn.socialI This user is from outside of this forum
                              ives@mstdn.socialI This user is from outside of this forum
                              ives@mstdn.social
                              wrote last edited by
                              #79

                              @jwildeboer Had Payconiq before, which is now replaced by Wero. Works just as well, but now also outside of Belgium. Excellent!

                              1 Reply Last reply
                              0
                              • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                                @farshidhakimy … that uses a privacy preserving hash based on mail/phone to find … /pedantic @mattb

                                ysegrim@furry.engineerY This user is from outside of this forum
                                ysegrim@furry.engineerY This user is from outside of this forum
                                ysegrim@furry.engineer
                                wrote last edited by
                                #80

                                @farshidhakimy @mattb @jwildeboer ... Which still has the effect that anybody who knows (or enumerates) your phone number gets your full legal name from your bank; no transaction or interaction from you necessary, not even a notification will happen.

                                I recommend using Wero, but please don't use your phone number for that, unless you consider it public.

                                jwildeboer@social.wildeboer.netJ 1 Reply Last reply
                                0
                                • ysegrim@furry.engineerY ysegrim@furry.engineer

                                  @farshidhakimy @mattb @jwildeboer ... Which still has the effect that anybody who knows (or enumerates) your phone number gets your full legal name from your bank; no transaction or interaction from you necessary, not even a notification will happen.

                                  I recommend using Wero, but please don't use your phone number for that, unless you consider it public.

                                  jwildeboer@social.wildeboer.netJ This user is from outside of this forum
                                  jwildeboer@social.wildeboer.netJ This user is from outside of this forum
                                  jwildeboer@social.wildeboer.net
                                  wrote last edited by
                                  #81

                                  @ysegrim For a better privacy-preserving method of exchanging money between two people in physical proximity, I use cash 😉 @farshidhakimy @mattb

                                  ysegrim@furry.engineerY 1 Reply Last reply
                                  0
                                  • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                                    If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower 🙂

                                    Link Preview Image
                                    Wero - Digital payment wallet

                                    Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.

                                    favicon

                                    (wero-wallet.eu)

                                    kelvan@swiss.socialK This user is from outside of this forum
                                    kelvan@swiss.socialK This user is from outside of this forum
                                    kelvan@swiss.social
                                    wrote last edited by
                                    #82

                                    @jwildeboer #wero is like the #twint for Euros? I think there is a real need for it in the EU. Twint is a very important payment service in Switzerland, let's hope wero can be the same for countries with Euro

                                    jwildeboer@social.wildeboer.netJ 1 Reply Last reply
                                    0
                                    • kelvan@swiss.socialK kelvan@swiss.social

                                      @jwildeboer #wero is like the #twint for Euros? I think there is a real need for it in the EU. Twint is a very important payment service in Switzerland, let's hope wero can be the same for countries with Euro

                                      jwildeboer@social.wildeboer.netJ This user is from outside of this forum
                                      jwildeboer@social.wildeboer.netJ This user is from outside of this forum
                                      jwildeboer@social.wildeboer.net
                                      wrote last edited by
                                      #83

                                      @kelvan It is a bit more. First we had the SEPA system to make transfers across many EU countries easy (and free). Then we added direct and real-time A2A (Account to Account) transfers (also for free) and now Wero as the top layer for simplicity. Soon PoS (Point of Sale) systems will join and online stores will also be ablate use (rollout has started). All of this without the need for a middle man and under EU data protection rules.

                                      kelvan@swiss.socialK jtuchel@mastodon.socialJ 2 Replies Last reply
                                      0
                                      • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                                        If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower 🙂

                                        Link Preview Image
                                        Wero - Digital payment wallet

                                        Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.

                                        favicon

                                        (wero-wallet.eu)

                                        mirabilos@toot.mirbsd.orgM This user is from outside of this forum
                                        mirabilos@toot.mirbsd.orgM This user is from outside of this forum
                                        mirabilos@toot.mirbsd.org
                                        wrote last edited by
                                        #84

                                        @jwildeboer fuck this, no way am I going to use a service that depends on a phone number

                                        lobingera@chaos.socialL 1 Reply Last reply
                                        0
                                        • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                                          If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower 🙂

                                          Link Preview Image
                                          Wero - Digital payment wallet

                                          Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.

                                          favicon

                                          (wero-wallet.eu)

                                          shaman007@mastodon.andreybondarenko.comS This user is from outside of this forum
                                          shaman007@mastodon.andreybondarenko.comS This user is from outside of this forum
                                          shaman007@mastodon.andreybondarenko.com
                                          wrote last edited by
                                          #85

                                          @jwildeboer manwhile EU: Belgium, Germany, Netherlands. The next country, I guess, would be Singapore. /s

                                          1 Reply Last reply
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