If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly.

[ruthpozuelo@mastodon.social]

@jwildeboer Most users dont care or know about it.

This needs to be a EU initiative so banks are ”forced” into it. Same as they did with roaming.

Insane this is a thing in 2026…

[jwildeboer@social.wildeboer.net]

FYI: "Bancomat, Bizum, EPI, SIBS and Vipps MobilePay sign MoU to accelerate the rollout of sovereign, pan-european payment solutions" https://epicompany.eu/media-insights/bancomat-bizum-epi-sibs-and-vipps-mobilepay-sign-mou-to-accelerate-the-rollout-of-sovereign-pan-european-payment-solutions

[openrisk@mastodon.social]

@jwildeboer

#wero is cool, but the #digitaleuro is the revolution (for Europe that is, China has a digital yuan already for some time).

On the frontend its all bits over the wire but in the backend it does matter which ledger you ultimately connect to..., i.e., private bank money versus sovereign money.

(Now I go to bed to avoid all the noise about the big brother central bank monitoring all our precious transactions )

[masek@infosec.exchange]

@jwildeboer Never heard any of those names except Bancomat

[aqunt@piipitin.fi]

@masek @jwildeboer Mobilepay is huge in Finland.
All the kiosks and fundraising accept and usually prefer mobilepay, moving money between friends is done mostly with mobilepay.
Nice to see them joining Wero. It might have a chance. According to the press release 72% of all europeans could use wero soon. Thats quite good coverage.

[jwildeboer@social.wildeboer.net]

@openrisk Sleep well But why does it have to be an either/or? Who knows, Wero as the app to pay with the digital Euro. The important thing to me is: more currency sovereignty for the Eurozone is coming. And that is a good thing

[openrisk@mastodon.social]

@jwildeboer well there is a bit of a tussle between the banking industry and the central bank, as digital central bank cash could be quite disruptive, depending on its features. But the Chinese experience seems to be meh, much ado. In any case implementation, AML etc. will have to be by the private sector, so indeed it will be some integration and coexistence of protocols.

Very important indeed towards digital sovereignty. Imho more important in the longer term than the cloud stuff.

[jwildeboer@social.wildeboer.net]

"[...] the European Payments Initiative (EPI) and the EuroPA Alliance signed a landmark agreement to build a pan-European interoperable payment network covering 130 million users across 13 countries. The system, built around the digital wallet Wero, aims to let Europeans pay and transfer money across borders without touching a single American network."

Europe's $24 Trillion Breakup With Visa and Mastercard

A 130-million-user payment system backed by 16 major banks just launched to challenge Visa/mastercard

European Business Magazine (europeanbusinessmagazine.com)

[curiously@mastodon.au]

@jwildeboer awesome, hope it expands to Australia once the EU rollout is done. Would be happy to avoid visa / PayPal / apple pay etc

[dazo@infosec.exchange]

@jwildeboer I just hope there will come some real alternatives in the Nordics, as #Vipps is a piece of sh.... Especially for users on #degoogled Android. It so often requires a full reset and re-login to activate it because it believes the non-rooted phone is rooted. This is the only banking app I have used which behaves like that. The issue has been reported and ignored by them multiple times.

I've also worked in the bank where Vipps originates from ... That also is of great concern, as the working morale in the division I was in was depressing. I hope the branching out of Vipps to a separate company has helped. But given the ignorance to fixing issues, I have strong doubts. Adding more features which enables user tracking and moving towards a marketplace app has way more attention.

[david_bardos@mementomori.social]

@jwildeboer Let's hope it's mobile implementation will be work on degoogled androids and linux phones.

[jwildeboer@social.wildeboer.net]

(And to all the reply-guys with their "Yes, but what about my de-googled phone?" You are the 0.001% of users. You made your choice to use a setup of which you knew it will not always work. I hope you can switch to a bank that supports your setup. In my personal opinion the decoupling from the Master/Visa duopoly is however far more important.)

[sandberg@snabelen.no]

@dazo @jwildeboer Vipps MobilePay is part of it, so probably not.

[m_berberich@chaos.social]

@jwildeboer

Jetzt wenn das Ding noch am Computer funktionieren würde, ohne Handy…

[quite@mstdn.social]

@jwildeboer Ye pushing this Wero as something that "[does not touch] a single American network" is really sloppy. Wero can only run on devices with Android or Ios! Why doesn't anybody higher up in the food chain seem to understand this?

[jwildeboer@social.wildeboer.net]

@m_berberich Da musst du bei deiner Bank fragen ob sie das in ihrem Web Angebot einbinden können.

[jwildeboer@social.wildeboer.net]

@quite I didn't say that. I quoted an article. Please direct your argument towards the authors, not to me?

[guacamole@chaos.social]

@jwildeboer Ist mal wieder Henne/Ei. Bei meinen üblichen Shops (Galaxus/Otto/etc.) kann ich da nicht mit Zahlen.

Habe auf der Seite nix gefunden: GIbts da ne Liste wer das akzeptiert?

[jwildeboer@social.wildeboer.net]

@guacamole Bei Galaxus/Otto geht auch IBAN/SEPA. Wero ist ja "nur" ein bequemer Layer um SEPA Überweisungen zu vereinfachen. Anbindung der POS (Point Of Sale) Zahlungssysteme soll in diesem Jahr kräftig forciert werden.

[m_berberich@chaos.social]

@jwildeboer

Dann müßte aber jeder Shop für jede Bank einen extra Button haben? Klingt wenig praktikabel.