I use it often to transfer money to friends/family but to replace Visa/Mastercard we’ll need the payment system which is not yet available.
And to replace PayPal, the vendor website should allow it as an option, so this will take some times.
tinsjourney@mastodon.top
@tinsjourney@mastodon.top
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If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly.