@David right? I work in advice and am constantly encouraged to signpost people to mh charities if they're in distress, when that distress is a perfectly natural reaction to being hounded and threatened for money they don't have, to pay for goods and services that every human being absolutely needs.
"More money" indeed doesn't make you happy, but "enough money to meet your basic needs and live with a minimum of dignity" is an essential prerequisite for happiness.