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  3. A woman sues her insurance company for terminating her disability benefits.

A woman sues her insurance company for terminating her disability benefits.

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  • divverent@social.vivaldi.netD divverent@social.vivaldi.net

    @jonoleth @mjd Pretty sure it's common knowledge that LLMs are nothing but random text generators.

    OpenAI is a company, not a person. From what I understand, the law banning unlicensed legal advice bans _persons_ and gives them a penalty for doing so anyway.

    But OpenAI, being a company, cannot commit crimes (after all, how to put a company in prison?). Only the employees can. So the question is which concrete employee committed a crime there. (Yes, some say companies _can_ commit crimes, but then solve the problems by making an employee / owner / ... actually criminally liable - but then they are the ones who have committed the crime)

    The question is rather, have any employees of OpenAI committed a crime there? If any employee at OpenAI _knew_ that it tries to give legal advice, and did not implement any countermeasures, then that employee has committed a crime. That's the case no matter how the "random text generator" works.

    If someone tries to get legal advice out of a magic 8-ball, AND the company producing the 8-ball does not implement any countermeasures (such as writing in the manual that responses it gives cannot be used as legal advice), then they can potentially be held liable. Except that in case of a mechanical device that works strikingly like a die it may not be necessary to put such a disclaimer 😉

    mjd@mathstodon.xyzM This user is from outside of this forum
    mjd@mathstodon.xyzM This user is from outside of this forum
    mjd@mathstodon.xyz
    wrote last edited by
    #40

    @divVerent @jonoleth If you're aware of any specific Illinois caselaw that's on point here, I'd be interested to hear about it. But if you're just a nonlawyer making stuff up about what you imagine the law to be, please leave me out of the discussion.

    divverent@social.vivaldi.netD 1 Reply Last reply
    0
    • mjd@mathstodon.xyzM mjd@mathstodon.xyz

      @divVerent @jonoleth If you're aware of any specific Illinois caselaw that's on point here, I'd be interested to hear about it. But if you're just a nonlawyer making stuff up about what you imagine the law to be, please leave me out of the discussion.

      divverent@social.vivaldi.netD This user is from outside of this forum
      divverent@social.vivaldi.netD This user is from outside of this forum
      divverent@social.vivaldi.net
      wrote last edited by
      #41

      @mjd @jonoleth I am not even American. If in your country machines and companies are "persons" and have human rights that have priority over the human rights of _humans_, then your whole country is wrong. What's next, voting rights in federal elections for corporations? Second Amendment for AIs?

      But yeah, that might indeed be the case.

      In my country it is "societas delinquere non potest". A company _cannot_ be defendant of a crime - only the people actually performing the actions can.

      But yeah, done here. Let's see what broken new case law will come from Trumpistan.

      teflontrout@beige.partyT 1 Reply Last reply
      0
      • divverent@social.vivaldi.netD divverent@social.vivaldi.net

        @sabik @mjd As said, that's between her and OpenAI, and does not involve the insurance company.

        First of all she should be held liable for those vexatious filings.

        sabik@rants.auS This user is from outside of this forum
        sabik@rants.auS This user is from outside of this forum
        sabik@rants.au
        wrote last edited by
        #42

        @divVerent @mjd
        OpenAI is interfering in the insurance company's contract? Or, at least, that's what they're suing for

        1 Reply Last reply
        0
        • divverent@social.vivaldi.netD divverent@social.vivaldi.net

          @mjd TBH I do not think OpenAI should be responsible. They're just providing a fancy random text generator to the public. And it's outright impossible to teach a random text generator to _not_ output a specific kind of text, as whatever you do, there is a way around it.

          The woman should pay all costs, as per the usual "vexatious filings" or "frivolous lawsuits" standards.

          Plus, the law in her state against practicing law without a license starts with "No person shall...". ChatGPT isn't a person.

          adriano@lile.clA This user is from outside of this forum
          adriano@lile.clA This user is from outside of this forum
          adriano@lile.cl
          wrote last edited by
          #43

          @divVerent It's funny how one can use "just" to *just*ify anything. Let's reduce "they hyped their product as «the artificial superintelligence magical clever tool», but didn't even bother adding safety guardrails or disclaimers about output not being legal advice, and now they're getting reamed" as "they're _just_ providing a fancy random text generator to the public."

          Or let's not.

          @mjd

          divverent@social.vivaldi.netD 1 Reply Last reply
          0
          • divverent@social.vivaldi.netD divverent@social.vivaldi.net

            @jonoleth @mjd Pretty sure it's common knowledge that LLMs are nothing but random text generators.

            OpenAI is a company, not a person. From what I understand, the law banning unlicensed legal advice bans _persons_ and gives them a penalty for doing so anyway.

            But OpenAI, being a company, cannot commit crimes (after all, how to put a company in prison?). Only the employees can. So the question is which concrete employee committed a crime there. (Yes, some say companies _can_ commit crimes, but then solve the problems by making an employee / owner / ... actually criminally liable - but then they are the ones who have committed the crime)

            The question is rather, have any employees of OpenAI committed a crime there? If any employee at OpenAI _knew_ that it tries to give legal advice, and did not implement any countermeasures, then that employee has committed a crime. That's the case no matter how the "random text generator" works.

            If someone tries to get legal advice out of a magic 8-ball, AND the company producing the 8-ball does not implement any countermeasures (such as writing in the manual that responses it gives cannot be used as legal advice), then they can potentially be held liable. Except that in case of a mechanical device that works strikingly like a die it may not be necessary to put such a disclaimer 😉

            jonoleth@mastodon.socialJ This user is from outside of this forum
            jonoleth@mastodon.socialJ This user is from outside of this forum
            jonoleth@mastodon.social
            wrote last edited by
            #44

            @divVerent

            "Pretty sure it's common knowledge that LLMs are nothing but random text generators."

            Absolutely not. Maybe in tech circles but the rest of the world has no clue whatsoever how LLMs work. And OpenAI is more than happy to keep it that way

            "OpenAI is a company, not a person."

            For legal purposes, most countries treat companies as distinct legal entities, and not just in the US. Still, this is pretty off-topic

            1 Reply Last reply
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            • mjd@mathstodon.xyzM mjd@mathstodon.xyz

              @diazona I don't think it is a shame that this happened to this woman. It appears that she is a very ordinary type of vexatious litigant, except that she is also being aided by ChatGPT.

              wellsitegeo@masto.aiW This user is from outside of this forum
              wellsitegeo@masto.aiW This user is from outside of this forum
              wellsitegeo@masto.ai
              wrote last edited by
              #45

              @mjd @diazona Though I'm not a lawyer (thank Cthulhu, or belly rubs to it's acolyte Menhit @antipope_cats) I do recall the Scottish courts taking exception to a "vexatious litigant" a while ago. It ended badly for said litigant.

              1 Reply Last reply
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              • falcennial@mastodon.socialF falcennial@mastodon.social

                @mjd @krupo that MIT article demonstrated 5% of AI implementations are profit making. 95% are loss making. so when the investment goldrush mania ends or winds down, 95% of invested amounts will be wiped out. it's billions so it will have a disruptive and negative economic effect that I think we will likely experience as recession. and then that 5% of profit making implementations will be what carries forward, with further investment being modelled on those (anyone can do that right now).

                wellsitegeo@masto.aiW This user is from outside of this forum
                wellsitegeo@masto.aiW This user is from outside of this forum
                wellsitegeo@masto.ai
                wrote last edited by
                #46

                @falcennial @mjd @krupo
                Looking to the foreseeable future, the AI boosters (especially those using AI to write their "opinions") will blame the bubble-burst on the Trump-Bibi War (no, they can't escape the blame) and *it's* crash.
                How much are Darien Scheme share certificates worth these days?

                1 Reply Last reply
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                • marshray@infosec.exchangeM marshray@infosec.exchange

                  @mjd “41. On October 29, 2025, OPENAI amended the terms and usage policies of ChatGPT to prohibit users from using ChatGPT to provide tailored legal advice. Prior to the October 29, 2025 emendation, ChatGPT’s terms of use did not prohibit users from using ChatGPT to draft legal papers, conduct legal research, provide legal analysis or give legal advice.”

                  wellsitegeo@masto.aiW This user is from outside of this forum
                  wellsitegeo@masto.aiW This user is from outside of this forum
                  wellsitegeo@masto.ai
                  wrote last edited by
                  #47

                  @marshray @mjd
                  Any dates for the (alleged, legal modesty board) AI legal advice?

                  What's that, Lassie? You hear the sound of distant hard-drive shredders working overtime?

                  marshray@infosec.exchangeM 1 Reply Last reply
                  0
                  • divverent@social.vivaldi.netD divverent@social.vivaldi.net

                    @mjd TBH I do not think OpenAI should be responsible. They're just providing a fancy random text generator to the public. And it's outright impossible to teach a random text generator to _not_ output a specific kind of text, as whatever you do, there is a way around it.

                    The woman should pay all costs, as per the usual "vexatious filings" or "frivolous lawsuits" standards.

                    Plus, the law in her state against practicing law without a license starts with "No person shall...". ChatGPT isn't a person.

                    wellsitegeo@masto.aiW This user is from outside of this forum
                    wellsitegeo@masto.aiW This user is from outside of this forum
                    wellsitegeo@masto.ai
                    wrote last edited by
                    #48

                    @divVerent @mjd "barratry" - that's a term I remember from the Scottish Legal High Heidjuns dealing with a similar "vexatious litigant". I remember looking it up (but not the precise definition).

                    1 Reply Last reply
                    0
                    • jonoleth@mastodon.socialJ jonoleth@mastodon.social

                      @divVerent @mjd ChatGPT is not a person, which is why ChatGPT is not being sued. OpenAI sells a tool that gave her legal advice, and they certainly didn't say anywhere that it's actually just a "fancy random text generator"

                      wellsitegeo@masto.aiW This user is from outside of this forum
                      wellsitegeo@masto.aiW This user is from outside of this forum
                      wellsitegeo@masto.ai
                      wrote last edited by
                      #49

                      @jonoleth @divVerent @mjd

                      Wait, what?
                      They *sell* this shit? And charge money for it?

                      Where the holy cat turds do they find clients? On the Internet?

                      (No, I've never tried to use an AI.)

                      1 Reply Last reply
                      0
                      • adriano@lile.clA adriano@lile.cl

                        @divVerent It's funny how one can use "just" to *just*ify anything. Let's reduce "they hyped their product as «the artificial superintelligence magical clever tool», but didn't even bother adding safety guardrails or disclaimers about output not being legal advice, and now they're getting reamed" as "they're _just_ providing a fancy random text generator to the public."

                        Or let's not.

                        @mjd

                        divverent@social.vivaldi.netD This user is from outside of this forum
                        divverent@social.vivaldi.netD This user is from outside of this forum
                        divverent@social.vivaldi.net
                        wrote last edited by
                        #50

                        @adriano @mjd There already is a disclaimer:

                        Link Preview Image
                        Terms of use

                        favicon

                        (web.archive.org)

                        > What you cannot do. You may not use our Services for any illegal, harmful, or abusive activity. For example, you may not:
                        [...]
                        > Represent that Output was human-generated when it was not.
                        [...]
                        > Output may not always be accurate. You should not rely on Output from our Services as a sole source of truth or factual information, or as a substitute for professional advice.
                        [...]
                        > You must not use any Output relating to a person for any purpose that could have a legal or material impact on that person, such as making credit, educational, employment, housing, insurance, legal, medical, or other important decisions about them.

                        Pretty much looks like clearly disclaiming to me.

                        adriano@lile.clA 1 Reply Last reply
                        0
                        • mjd@mathstodon.xyzM mjd@mathstodon.xyz

                          A woman sues her insurance company for terminating her disability benefits. They reach a settlement and agree that the suit will be dismissed with prejudice.

                          She decides she doesn't like the settlement and asks her lawyers to reopen the case.They say they can't: it was dismissed, and in the settlement she agreed not to reopen the case.

                          She asks ChatGPT if her attorneys are lying to her. It says they are. She fires them and continues pro se, advised by ChatGPT.

                          CharGPT generates legal arguments for reopening the case, which she files, and 21 more motions, a subpoena, and eight other notices and statements, which she files.

                          The court denies her motion to reopen the case.

                          Advised by ChatGPT, she files a new suit against the insurance company and submits 44 more motions, memoranda, etc., which include citations to nonexistent cases.

                          Now the insurance company has sued OpenAI for tortious interference with their settlement contract.

                          🍿

                          https://storage.courtlistener.com/recap/gov.uscourts.ilnd.496515/gov.uscourts.ilnd.496515.1.0_1.pdf

                          samiamsam@mastodon.socialS This user is from outside of this forum
                          samiamsam@mastodon.socialS This user is from outside of this forum
                          samiamsam@mastodon.social
                          wrote last edited by
                          #51

                          @mjd

                          HA!!!!!!!

                          1 Reply Last reply
                          0
                          • divverent@social.vivaldi.netD divverent@social.vivaldi.net

                            @mjd TBH I do not think OpenAI should be responsible. They're just providing a fancy random text generator to the public. And it's outright impossible to teach a random text generator to _not_ output a specific kind of text, as whatever you do, there is a way around it.

                            The woman should pay all costs, as per the usual "vexatious filings" or "frivolous lawsuits" standards.

                            Plus, the law in her state against practicing law without a license starts with "No person shall...". ChatGPT isn't a person.

                            adamrice@c.imA This user is from outside of this forum
                            adamrice@c.imA This user is from outside of this forum
                            adamrice@c.im
                            wrote last edited by
                            #52

                            @divVerent @mjd This is simplistic to the point of being false. Long before we had LLMs, we had Clippy, which was smart enough to say “it looks like you’re writing a memo.” OpenAI and its counterparts can unquestionably add a “it looks like you’re seeking legal advice” detector to their products. They already, supposedly, try to detect whether their users are attempting self-harm. LLMs evolved from classification software, so this kind of thing is in their roots.

                            1 Reply Last reply
                            0
                            • divverent@social.vivaldi.netD divverent@social.vivaldi.net

                              @mjd @jonoleth I am not even American. If in your country machines and companies are "persons" and have human rights that have priority over the human rights of _humans_, then your whole country is wrong. What's next, voting rights in federal elections for corporations? Second Amendment for AIs?

                              But yeah, that might indeed be the case.

                              In my country it is "societas delinquere non potest". A company _cannot_ be defendant of a crime - only the people actually performing the actions can.

                              But yeah, done here. Let's see what broken new case law will come from Trumpistan.

                              teflontrout@beige.partyT This user is from outside of this forum
                              teflontrout@beige.partyT This user is from outside of this forum
                              teflontrout@beige.party
                              wrote last edited by
                              #53

                              @divVerent @mjd @jonoleth

                              "Pretty sure it's common knowledge that LLMs are nothing but random text generators."

                              Among us? Yes. Among the rest of folks? No, it is not well known at all, most laypeople I talk to believed the hype at face value

                              ids1024@mathstodon.xyzI 1 Reply Last reply
                              0
                              • divverent@social.vivaldi.netD divverent@social.vivaldi.net

                                @adriano @mjd There already is a disclaimer:

                                Link Preview Image
                                Terms of use

                                favicon

                                (web.archive.org)

                                > What you cannot do. You may not use our Services for any illegal, harmful, or abusive activity. For example, you may not:
                                [...]
                                > Represent that Output was human-generated when it was not.
                                [...]
                                > Output may not always be accurate. You should not rely on Output from our Services as a sole source of truth or factual information, or as a substitute for professional advice.
                                [...]
                                > You must not use any Output relating to a person for any purpose that could have a legal or material impact on that person, such as making credit, educational, employment, housing, insurance, legal, medical, or other important decisions about them.

                                Pretty much looks like clearly disclaiming to me.

                                adriano@lile.clA This user is from outside of this forum
                                adriano@lile.clA This user is from outside of this forum
                                adriano@lile.cl
                                wrote last edited by
                                #54

                                @divVerent @mjd

                                Marsh Ray (@marshray@infosec.exchange)

                                @mjd@mathstodon.xyz “41. On October 29, 2025, OPENAI amended the terms and usage policies of ChatGPT to prohibit users from using ChatGPT to provide tailored legal advice. Prior to the October 29, 2025 emendation, ChatGPT’s terms of use did not prohibit users from using ChatGPT to draft legal papers, conduct legal research, provide legal analysis or give legal advice.”

                                favicon

                                Infosec Exchange (infosec.exchange)

                                divverent@social.vivaldi.netD 1 Reply Last reply
                                0
                                • mjd@mathstodon.xyzM mjd@mathstodon.xyz

                                  “OPENAI, through its AI chatbot program ChatGPT, provides legal advice, legal analysis, legal research and can draft legal documents and papers for submission to a Court. ChatGPT provides these legal services to any user who requests them. ChatGPT is not licensed to practice law in Illinois.”

                                  They're asking for declaratory judgement that OpenAI has been practicing law without a license, a permanent injunction barring them from providing the disgruntled woman with any more legal assistance, $300,000 to reimburse their costs in responding to the bogus motions, and $10 million in punitive damages.

                                  qwazix@bananachips.clubQ This user is from outside of this forum
                                  qwazix@bananachips.clubQ This user is from outside of this forum
                                  qwazix@bananachips.club
                                  wrote last edited by
                                  #55

                                  @mjd they also, AIUI, accuse OpenAI of generating spam that allows the abuse of the justice system. It's interesting how the legal universe will respond to the diminishing cost of writing legal text that sounds like something maybe worth attention. I guess the high cost of generating such text had shielded courts from flood until recenty.

                                  milla@mastodon.artM 1 Reply Last reply
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                                  • adriano@lile.clA adriano@lile.cl

                                    @divVerent @mjd

                                    Marsh Ray (@marshray@infosec.exchange)

                                    @mjd@mathstodon.xyz “41. On October 29, 2025, OPENAI amended the terms and usage policies of ChatGPT to prohibit users from using ChatGPT to provide tailored legal advice. Prior to the October 29, 2025 emendation, ChatGPT’s terms of use did not prohibit users from using ChatGPT to draft legal papers, conduct legal research, provide legal analysis or give legal advice.”

                                    favicon

                                    Infosec Exchange (infosec.exchange)

                                    divverent@social.vivaldi.netD This user is from outside of this forum
                                    divverent@social.vivaldi.netD This user is from outside of this forum
                                    divverent@social.vivaldi.net
                                    wrote last edited by
                                    #56

                                    @adriano @mjd Yeah. The way I read the 2024 terms, it was _already_ excluded to use ChatGPT for court filings, as:

                                    - That requires misrepresenting AI output as human output, by putting one's name below it without mentioning it was AI slop.
                                    - It means "relying on it".
                                    - It would be using the output relating to a person (oneself) for a purpose that could have legal or material impact on that person (oneself).

                                    Oddly https://web.archive.org/web/20260104145304/https://openai.com/policies/row-terms-of-use/ has no changes at all regarding use as legal advice.

                                    A real difference can be found in the usage policies: it had in 2024:

                                    > Don’t perform or facilitate the following activities that may significantly impair the safety, wellbeing, or rights of others, including:
                                    >
                                    > Providing tailored legal, medical/health, or financial advice without review by a qualified professional and disclosure of the use of AI assistance and its potential limitations

                                    Now it has:

                                    > Protect people. Everyone has a right to safety and security. So you cannot use our services for:
                                    >
                                    > provision of tailored advice that requires a license, such as legal or medical advice, without appropriate involvement by a licensed professional

                                    So the only really new part is the mention of a "license". Otherwise they probably ran it through ChatGPT for rewording 😉

                                    1 Reply Last reply
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                                    • qwazix@bananachips.clubQ qwazix@bananachips.club

                                      @mjd they also, AIUI, accuse OpenAI of generating spam that allows the abuse of the justice system. It's interesting how the legal universe will respond to the diminishing cost of writing legal text that sounds like something maybe worth attention. I guess the high cost of generating such text had shielded courts from flood until recenty.

                                      milla@mastodon.artM This user is from outside of this forum
                                      milla@mastodon.artM This user is from outside of this forum
                                      milla@mastodon.art
                                      wrote last edited by
                                      #57

                                      @qwazix @mjd

                                      "It's interesting how the legal universe will respond to the diminishing cost of writing legal text that sounds like something maybe worth attention."

                                      Remove the word "legal" and this applies to all LLM output. There's more and more text and less and less of it is worth reading.

                                      qwazix@bananachips.clubQ 1 Reply Last reply
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                                      • teflontrout@beige.partyT teflontrout@beige.party

                                        @divVerent @mjd @jonoleth

                                        "Pretty sure it's common knowledge that LLMs are nothing but random text generators."

                                        Among us? Yes. Among the rest of folks? No, it is not well known at all, most laypeople I talk to believed the hype at face value

                                        ids1024@mathstodon.xyzI This user is from outside of this forum
                                        ids1024@mathstodon.xyzI This user is from outside of this forum
                                        ids1024@mathstodon.xyz
                                        wrote last edited by
                                        #58

                                        @TeflonTrout
                                        @divVerent @mjd @jonoleth And that's not how the product is marketed.

                                        Either hold OpenAI liable as though the product is what they claim it is, or hold them liable for fraudulently advertising it as such.

                                        divverent@social.vivaldi.netD 1 Reply Last reply
                                        0
                                        • ids1024@mathstodon.xyzI ids1024@mathstodon.xyz

                                          @TeflonTrout
                                          @divVerent @mjd @jonoleth And that's not how the product is marketed.

                                          Either hold OpenAI liable as though the product is what they claim it is, or hold them liable for fraudulently advertising it as such.

                                          divverent@social.vivaldi.netD This user is from outside of this forum
                                          divverent@social.vivaldi.netD This user is from outside of this forum
                                          divverent@social.vivaldi.net
                                          wrote last edited by
                                          #59

                                          @ids1024 @TeflonTrout @mjd @jonoleth False advertising it is, IMHO.

                                          1 Reply Last reply
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