@Thumper1964 I suspect that that kind of thing is common with HOAs. My complex needed new siding a few years ago, and the HOA had around $100,000 in cash reserves, nowhere near what the siding would cost. I think that the previous HOA President was hesitant to raise dues and thought that we had sufficient reserves, and raising dues is never popular anyhow. We ended up having a special assessment which, luckily, the owners approved. So I ended up needing to pay an extra $29,260 to the HOA. (There were financing options available through a loan that the HOA took out.) Organizing it took years, though. But you all might want to do something like that. I’m sorry that now you’re stuck having to deal with it.
