The digital euro is not "cash on a phone". The ECB architecture: every online transaction visible to the central bank, €3000 holding cap, an "offline mode" that still logs to the ledger once you reconnect, and a quietly intact technical capability for programmable money. EDPB issued a privacy critique in 2023 — none of it was binding. Launch: 2028-2029. Full breakdown: https://newsgroup.site/?p=8518 #DigitalEuro #CBDC #Privacy