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  3. If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly.

If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly.

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  • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

    If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower 🙂

    Link Preview Image
    Wero - Digital payment wallet

    Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.

    favicon

    (wero-wallet.eu)

    mattb@hachyderm.ioM This user is from outside of this forum
    mattb@hachyderm.ioM This user is from outside of this forum
    mattb@hachyderm.io
    wrote last edited by
    #23

    @jwildeboer WERO sounds really interesting.

    Are you aware of anybody who's written it up for the technical layman? It sounds like a P2P protocol between banks, but I can't imagine there's no central control at all.

    farshidhakimy@chaos.socialF 1 Reply Last reply
    0
    • schmitzel76@mstdn.socialS schmitzel76@mstdn.social

      @jwildeboer well it is hard to try when it's not available yet. For now it is only Germany, France and Belgium. It will take a few years before it will be wider available. Here in the Netherlands, we only see a Wero logo next to the iDEAL logo, and it will be during 2027 before we actually see anything from it.

      But it definitely is an interesting development.

      sijmen@shrimp.vijf.lifeS This user is from outside of this forum
      sijmen@shrimp.vijf.lifeS This user is from outside of this forum
      sijmen@shrimp.vijf.life
      wrote last edited by
      #24
      @schmitzel76 @jwildeboer "we only see a Wero logo next to the iDEAL logo" yes, because Wero is iDEAL. they're just slowly transitioning the brand name to not confuse and/or worry people
      1 Reply Last reply
      0
      • schmitzel76@mstdn.socialS schmitzel76@mstdn.social

        @jwildeboer well it is hard to try when it's not available yet. For now it is only Germany, France and Belgium. It will take a few years before it will be wider available. Here in the Netherlands, we only see a Wero logo next to the iDEAL logo, and it will be during 2027 before we actually see anything from it.

        But it definitely is an interesting development.

        eliasp@mastodon.socialE This user is from outside of this forum
        eliasp@mastodon.socialE This user is from outside of this forum
        eliasp@mastodon.social
        wrote last edited by
        #25

        @schmitzel76 yep, my primary bank is Dutch, so I'm still waiting for anything substantial to happen…

        @jwildeboer

        jwildeboer@social.wildeboer.netJ 1 Reply Last reply
        0
        • sijmen@shrimp.vijf.lifeS This user is from outside of this forum
          sijmen@shrimp.vijf.lifeS This user is from outside of this forum
          sijmen@shrimp.vijf.life
          wrote last edited by
          #26
          @j_r @jwildeboer it's just a link to your internet banking, so if your bank has got a normal internet banking interface you can use that as well.

          it just shows a big honking qr code by default because most people do their internet banking from their phone, but there's an equally button to pay from your browser
          j_r@social.jugendhacker.deJ 1 Reply Last reply
          0
          • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

            The expected „yes, but“ is strong in the replies. 😉 (I will now go to bed, so the "yes,, but" crowd will have its playing field until I wake up again and post friendly replies with links on how they are wrong. My advice: Try Wero, note it isn't perfect, tell Wero and your bank what is needed for you to switch fully. We can do this 🙂

            paradegrotesque@mastodon.sdf.orgP This user is from outside of this forum
            paradegrotesque@mastodon.sdf.orgP This user is from outside of this forum
            paradegrotesque@mastodon.sdf.org
            wrote last edited by
            #27

            @jwildeboer

            Well, I had no idea wero existed, but I just found out it does, and that it is available through my bank... Thanks!

            (Obligatory nitpicking: it's Visa MasterCard and Amex...)

            prefec2@norden.socialP 1 Reply Last reply
            0
            • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

              If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower 🙂

              Link Preview Image
              Wero - Digital payment wallet

              Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.

              favicon

              (wero-wallet.eu)

              axol_otleon@mastodon.socialA This user is from outside of this forum
              axol_otleon@mastodon.socialA This user is from outside of this forum
              axol_otleon@mastodon.social
              wrote last edited by
              #28

              @jwildeboer Nice to see alternatives to the visa/mastercard ecosphere. Also looking into #taler at the moment, but it seems that Wero has some more support. Hopefully they will indeed Europolize their service suppliers such as their cloud supplier.

              1 Reply Last reply
              0
              • maswaba@mastodontech.deM maswaba@mastodontech.de

                @jwildeboer @Larvitz Germany, Sparkasse. They don't give a damn about wero.

                jwildeboer@social.wildeboer.netJ This user is from outside of this forum
                jwildeboer@social.wildeboer.netJ This user is from outside of this forum
                jwildeboer@social.wildeboer.net
                wrote last edited by
                #29

                @maswaba That’s just plain wrong. Sparkasse supports Wero. I used it with my daughter (Sparkasse Oldenburg) and my parents (Sparkasse Detmold). @Larvitz

                maswaba@mastodontech.deM 1 Reply Last reply
                0
                • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                  If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower 🙂

                  Link Preview Image
                  Wero - Digital payment wallet

                  Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.

                  favicon

                  (wero-wallet.eu)

                  eric@mastodon.ericbeckers.nlE This user is from outside of this forum
                  eric@mastodon.ericbeckers.nlE This user is from outside of this forum
                  eric@mastodon.ericbeckers.nl
                  wrote last edited by
                  #30

                  @jwildeboer In NL iDeal (will be replaced by Wero) is already the de facto standard for online payments and Sepa Direct debit for recurring payments. Since a few year I also use Sepa Direct debit from NL for a few services in Germany.

                  Curious how Wero will work with POS payments. I read they also want to introduce this in the future.

                  1 Reply Last reply
                  0
                  • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                    @maswaba That’s just plain wrong. Sparkasse supports Wero. I used it with my daughter (Sparkasse Oldenburg) and my parents (Sparkasse Detmold). @Larvitz

                    maswaba@mastodontech.deM This user is from outside of this forum
                    maswaba@mastodontech.deM This user is from outside of this forum
                    maswaba@mastodontech.de
                    wrote last edited by
                    #31

                    @jwildeboer @Larvitz 🤷

                    Link Preview ImageLink Preview Image
                    jwildeboer@social.wildeboer.netJ 1 Reply Last reply
                    0
                    • maswaba@mastodontech.deM maswaba@mastodontech.de

                      @jwildeboer @Larvitz 🤷

                      Link Preview ImageLink Preview Image
                      jwildeboer@social.wildeboer.netJ This user is from outside of this forum
                      jwildeboer@social.wildeboer.netJ This user is from outside of this forum
                      jwildeboer@social.wildeboer.net
                      wrote last edited by
                      #32

                      @maswaba Ah ja, 1822 direkt. Ich empfehle Wechsel zur Frankfurter Sparkasse, die machen Wero. 1822 Direkt is eben keine Sparkasse. @Larvitz

                      maswaba@mastodontech.deM 1 Reply Last reply
                      0
                      • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                        @maswaba Ah ja, 1822 direkt. Ich empfehle Wechsel zur Frankfurter Sparkasse, die machen Wero. 1822 Direkt is eben keine Sparkasse. @Larvitz

                        maswaba@mastodontech.deM This user is from outside of this forum
                        maswaba@mastodontech.deM This user is from outside of this forum
                        maswaba@mastodontech.de
                        wrote last edited by
                        #33

                        @jwildeboer @Larvitz Ich wollte vor gut einem Jahr komplett weg in Richtung GLS (Ich hab nun nicht geguckt wie es mit wero bei denen ausschaut), aber die haben mir nichtmal die nötigen Unterlagen zum Unterschreiben geschickt innerhalb von 3 Monaten. Da hatte ich erstmal genug von Wechselabsichten. Aber vielleicht sollte ich das nochmal angehen.

                        prefec2@norden.socialP 1 Reply Last reply
                        0
                        • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                          If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower 🙂

                          Link Preview Image
                          Wero - Digital payment wallet

                          Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.

                          favicon

                          (wero-wallet.eu)

                          codinggarden@mstdn.socialC This user is from outside of this forum
                          codinggarden@mstdn.socialC This user is from outside of this forum
                          codinggarden@mstdn.social
                          wrote last edited by
                          #34

                          @jwildeboer als in Spanien lebender: bizum ist so cool und praktisch und funktioniert. Von Person zu Person, aber auch bei Ikea etc. Ich hoffe wero und bizum finden zusammen… wahrscheinlich nicht…

                          jwildeboer@social.wildeboer.netJ victorvicpal@dair-community.socialV 2 Replies Last reply
                          0
                          • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                            If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower 🙂

                            Link Preview Image
                            Wero - Digital payment wallet

                            Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.

                            favicon

                            (wero-wallet.eu)

                            djdog@social.tchncs.deD This user is from outside of this forum
                            djdog@social.tchncs.deD This user is from outside of this forum
                            djdog@social.tchncs.de
                            wrote last edited by
                            #35

                            @jwildeboer I have Wero, but didn't pay with yet. But the time will come.

                            1 Reply Last reply
                            0
                            • maswaba@mastodontech.deM maswaba@mastodontech.de

                              @jwildeboer @Larvitz Ich wollte vor gut einem Jahr komplett weg in Richtung GLS (Ich hab nun nicht geguckt wie es mit wero bei denen ausschaut), aber die haben mir nichtmal die nötigen Unterlagen zum Unterschreiben geschickt innerhalb von 3 Monaten. Da hatte ich erstmal genug von Wechselabsichten. Aber vielleicht sollte ich das nochmal angehen.

                              prefec2@norden.socialP This user is from outside of this forum
                              prefec2@norden.socialP This user is from outside of this forum
                              prefec2@norden.social
                              wrote last edited by
                              #36

                              @maswaba @jwildeboer @Larvitz GLS macht Wero. Als ich da hin bin, ging das damals
                              recht einfach. Aber ich kann mich nicht mehr im Detail erinnern.

                              derschulze@elbmatsch.deD 1 Reply Last reply
                              0
                              • jwildeboer@social.wildeboer.netJ jwildeboer@social.wildeboer.net

                                If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower 🙂

                                Link Preview Image
                                Wero - Digital payment wallet

                                Experience fast and secure digital payments with Wero’s wallet, enabling you to send and receive money between bank accounts in under 10 seconds.

                                favicon

                                (wero-wallet.eu)

                                louisleblanc@piaille.frL This user is from outside of this forum
                                louisleblanc@piaille.frL This user is from outside of this forum
                                louisleblanc@piaille.fr
                                wrote last edited by
                                #37

                                @jwildeboer #Wero is only available on the play store (which needs a google account), so no real sovereignty. Also, since last update the app crash on my phone at startup. So I cannot use the support in-app, nor do I want to send personal information though their useless chatbot on their website

                                jwildeboer@social.wildeboer.netJ 1 Reply Last reply
                                0
                                • louisleblanc@piaille.frL louisleblanc@piaille.fr

                                  @jwildeboer #Wero is only available on the play store (which needs a google account), so no real sovereignty. Also, since last update the app crash on my phone at startup. So I cannot use the support in-app, nor do I want to send personal information though their useless chatbot on their website

                                  jwildeboer@social.wildeboer.netJ This user is from outside of this forum
                                  jwildeboer@social.wildeboer.netJ This user is from outside of this forum
                                  jwildeboer@social.wildeboer.net
                                  wrote last edited by
                                  #38

                                  @louisleblanc It's also available on the Apple App Store. And I never talked about sovereignty, I do talk about an alternative to PayPal and the Visa/Master duopoly?

                                  louisleblanc@piaille.frL 1 Reply Last reply
                                  0
                                  • sijmen@shrimp.vijf.lifeS sijmen@shrimp.vijf.life
                                    @j_r @jwildeboer it's just a link to your internet banking, so if your bank has got a normal internet banking interface you can use that as well.

                                    it just shows a big honking qr code by default because most people do their internet banking from their phone, but there's an equally button to pay from your browser
                                    j_r@social.jugendhacker.deJ This user is from outside of this forum
                                    j_r@social.jugendhacker.deJ This user is from outside of this forum
                                    j_r@social.jugendhacker.de
                                    wrote last edited by
                                    #39

                                    @jwildeboer @sijmen at least "Sparkasse" seems to only support it via their app, not the online banking website

                                    jwildeboer@social.wildeboer.netJ 1 Reply Last reply
                                    0
                                    • j_r@social.jugendhacker.deJ j_r@social.jugendhacker.de

                                      @jwildeboer @sijmen at least "Sparkasse" seems to only support it via their app, not the online banking website

                                      jwildeboer@social.wildeboer.netJ This user is from outside of this forum
                                      jwildeboer@social.wildeboer.netJ This user is from outside of this forum
                                      jwildeboer@social.wildeboer.net
                                      wrote last edited by
                                      #40

                                      @j_r That's a start. Push them to do better 🙂 @sijmen

                                      1 Reply Last reply
                                      0
                                      • paradegrotesque@mastodon.sdf.orgP paradegrotesque@mastodon.sdf.org

                                        @jwildeboer

                                        Well, I had no idea wero existed, but I just found out it does, and that it is available through my bank... Thanks!

                                        (Obligatory nitpicking: it's Visa MasterCard and Amex...)

                                        prefec2@norden.socialP This user is from outside of this forum
                                        prefec2@norden.socialP This user is from outside of this forum
                                        prefec2@norden.social
                                        wrote last edited by
                                        #41

                                        @ParadeGrotesque @jwildeboer Wero is not Amex, MasterCard, Visa. At least according to their page. It is operated by European Payments Initiative. Also EPI seems to be a separate infrastructure. Or do I understand your post wrong?

                                        jwildeboer@social.wildeboer.netJ 1 Reply Last reply
                                        0
                                        • prefec2@norden.socialP prefec2@norden.social

                                          @ParadeGrotesque @jwildeboer Wero is not Amex, MasterCard, Visa. At least according to their page. It is operated by European Payments Initiative. Also EPI seems to be a separate infrastructure. Or do I understand your post wrong?

                                          jwildeboer@social.wildeboer.netJ This user is from outside of this forum
                                          jwildeboer@social.wildeboer.netJ This user is from outside of this forum
                                          jwildeboer@social.wildeboer.net
                                          wrote last edited by
                                          #42

                                          @prefec2 Yep. The nitpicking by @ParadeGrotesque is based on lack of basic research 😉

                                          paradegrotesque@mastodon.sdf.orgP 1 Reply Last reply
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