Looking into my crystal ball, I can see how one of my important meetings is going to go tomorrow.
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@xabean oh yes. It was bananas. $2500/month here for a plan that doesn’t really pay for anything that isn’t catastrophic. I actually found a private UHC plan that was about $900/month that we ended up signing up for, but it has a super high deductible and also pays for nothing until you hit catastrophic levels, and then when it renews, anything that happened previously is considered a preexisting condition and not covered (if they will even offer the plan to you). And we’re getting old and probably going to actually start using healthcare so trying to stay ahead of it. Plus the company asked nicely for me to join. So there’s that.
@jerry this really makes you wonder about people significantly older and less fortunate than us, doesn't it.
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@jerry this really makes you wonder about people significantly older and less fortunate than us, doesn't it.
@xabean I am watching what my elderly parents are going through and it’s just soul crushing. That’s the other reason (I gotta get lined up to take care of them)
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@xabean I am watching what my elderly parents are going through and it’s just soul crushing. That’s the other reason (I gotta get lined up to take care of them)
@jerry parent supports -> child; child becomes parent -> child supports parent; the cycle doesn't stop does it? Carrying forward debts can't be good.
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@jerry parent supports -> child; child becomes parent -> child supports parent; the cycle doesn't stop does it? Carrying forward debts can't be good.
@xabean I’m soon going to be caring for my parents and my own grandchildren
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@xabean oh yes. It was bananas. $2500/month here for a plan that doesn’t really pay for anything that isn’t catastrophic. I actually found a private UHC plan that was about $900/month that we ended up signing up for, but it has a super high deductible and also pays for nothing until you hit catastrophic levels, and then when it renews, anything that happened previously is considered a preexisting condition and not covered (if they will even offer the plan to you). And we’re getting old and probably going to actually start using healthcare so trying to stay ahead of it. Plus the company asked nicely for me to join. So there’s that.
@jerry @xabean same here. Health insurance is by far our highest fixed expense - the ACA market is godawful expensive, and I looked at private plans but they all have some poison pill like the pre-existing condition issue you mention. We're fortunate in having no dependents, so we retired early anyway, but it's absolutely batshit.
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@xabean turns out the US isn’t great for people trying to retire before retirement age, in terms of healthcare. So I went and got a job.
@jerry @xabean
Not in the U.S. but I feel you. Recently retired and took out insurance cover (not so much for in depth health care as we are in Canada, but mainly for travel cover and some dental, optical benefits). The cost was something of a surprise but probably way less than it would cost if I lived in your neck of the woods. -
At some point, I should probably accept that I am the problem. Not everything can be a dumpster fire
@jerry new hypothesis, we are inside a giant dumpster but are unable to recognize it as dumpster shaped because we are too small. It is also on fire in some places.
Dumpster Earth Hypothesis -
Looking into my crystal ball, I can see how one of my important meetings is going to go tomorrow. This is what I see:
@jerry So one of the better meetings.
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Looking into my crystal ball, I can see how one of my important meetings is going to go tomorrow. This is what I see:
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At some point, I should probably accept that I am the problem. Not everything can be a dumpster fire
@jerry Be kind to yourself.
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