While it's obviously good that the EU becomes more independent from the US, the focus on having this be a software based solution is scary.
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RE: https://social.lansky.name/@hn100/116047223853314925
While it's obviously good that the EU becomes more independent from the US, the focus on having this be a software based solution is scary.
We can already see in Sweden, how Swish has created digital exclusion, where some people cannot pay for products and services, just because they have the wrong/too old phone.
Cards might not be perfect, but at least they are ~20€/year pieces of plastic, not 500€ phones that can become unsupported at any point in time.
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RE: https://social.lansky.name/@hn100/116047223853314925
While it's obviously good that the EU becomes more independent from the US, the focus on having this be a software based solution is scary.
We can already see in Sweden, how Swish has created digital exclusion, where some people cannot pay for products and services, just because they have the wrong/too old phone.
Cards might not be perfect, but at least they are ~20€/year pieces of plastic, not 500€ phones that can become unsupported at any point in time.
Of course, the irony here is that this will likely just end up getting rid of one US based duopoly in favor of strengthening another one (Apple and Google).
European alternatives such as #Jolla are effectively locked out of these solutions, because they have too little market share, and these payment solutions are not open spec whatsoever.
No one is talking about how to break that status quo. Why would anyone want to get a phone/OS combo that locks you out of fundamental things in society?
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Of course, the irony here is that this will likely just end up getting rid of one US based duopoly in favor of strengthening another one (Apple and Google).
European alternatives such as #Jolla are effectively locked out of these solutions, because they have too little market share, and these payment solutions are not open spec whatsoever.
No one is talking about how to break that status quo. Why would anyone want to get a phone/OS combo that locks you out of fundamental things in society?
I want to stress that this is obviously not Jolla's fault, but rather an unfortunate side effect of payment solutions being pushed by banks and other corporate entities which do not care about inclusivity in the digital space.
All payment solutions as well as digital identification *must* be completely open spec for anyone to implement, otherwise they are flawed by design.
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Z zak@infosec.exchange shared this topic
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I want to stress that this is obviously not Jolla's fault, but rather an unfortunate side effect of payment solutions being pushed by banks and other corporate entities which do not care about inclusivity in the digital space.
All payment solutions as well as digital identification *must* be completely open spec for anyone to implement, otherwise they are flawed by design.
@znurre I'm hoping the EUdi will solve this.
"the EU digital wallets will be open-source licensed"
European Digital Identity (EUDI) Regulation
The European Digital Identity (EUDI) Regulation will revolutionise digital identity in the EU by enabling the creation of a universal, trustworthy, and secure European digital identity wallet.
Shaping Europe’s digital future (digital-strategy.ec.europa.eu)
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I incentive moved this topic from Uncategorized
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I want to stress that this is obviously not Jolla's fault, but rather an unfortunate side effect of payment solutions being pushed by banks and other corporate entities which do not care about inclusivity in the digital space.
All payment solutions as well as digital identification *must* be completely open spec for anyone to implement, otherwise they are flawed by design.
I miss the days when you could still SSH to your bank (Nordea) with a credit card sized challenge-response codebook.
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R relay@relay.mycrowd.ca shared this topic
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RE: https://social.lansky.name/@hn100/116047223853314925
While it's obviously good that the EU becomes more independent from the US, the focus on having this be a software based solution is scary.
We can already see in Sweden, how Swish has created digital exclusion, where some people cannot pay for products and services, just because they have the wrong/too old phone.
Cards might not be perfect, but at least they are ~20€/year pieces of plastic, not 500€ phones that can become unsupported at any point in time.
@znurre Not to mention that people just visiting Sweden can’t purchase things from vendors that only take Swish.
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R relay@relay.an.exchange shared this topicR relay@relay.infosec.exchange shared this topic