So, they think that as "good people" who give out positive thoughts, they will never be without a home. They also tend to believe the same foolishness about things like cancer, and are astounded when they get a diagnosis and face surgery, chemo, or death

They are sociopathic af.

My son is permanently disabled (since birth) and we've given up trying to find him independent housing because it's a constant whack-a-mole, crab scrabble, roulette spin. People do not understand how bad it is (US based).

We're both going to be effed if disability hits me earlier in life.

And no amount of planning is going to help because my income isn't high enough to build reserves (single mom), and there's no family or inheritance to fall back on.

But even here there are people who are not caught by the safety net.

When you lose your home and can find nowhere else to be then a bunch of other problems start appearing that make it harder to get your life on the right track again.

Everyone needs a safe place called home.

We need political solutions that provide a basic level of income together with rent controls and social housing plus universal healthcare.

Including affordable housing units that help people with disabilities live comfortably be they wheelchair accessible, suitable for blind people or peaceful enough for those suffering from mental health issues. And so on.

People don’t plan for homelessness or disability.

So: "We all need and *have the right* for a safety net.", at least, it should be like that.